Financial Planner

Overview

Our Client, an leader in the financial industry, is seeking for an experienced and client‑centric Financial Planner specialising in Estate Planning to join their advisory team. This role focuses on helping clients structure, protect, and transfer wealth efficiently across generations. The ideal candidate combines deep technical expertise with strong interpersonal skills, offering holistic guidance that aligns financial planning, tax considerations, and legacy objectives.

Education:

• A financial qualification is essential (e.g. B Com finance, accounting, investment management);
• A Post Graduate diploma in Financial Planning and registered as a Certified Financial Planner (CFP) is essential;
• An Advanced diploma in Estate Planning would be advantageous.

Experience Required:

• More than 3 year Estate Planning experience.

Skills:

• Proficient in English and Afrikaans;
• Excellent report writing skills (written communication skills);
• Attention to detail / accuracy;
• Analytical / technical;
• Knowledge of risk products and providers.

Responsibilities:

• Consolidate and summarize all policies and investments.
• Prepare required financial calculations.
• Highlight the tax implications in the event of death or on risk benefits.
• Prepare comprehensive estate and risk analyses.
• Identify appropriate investment vehicles and structures to minimize estate duty.
• Assess the client’s capital and income needs in the event of death, disability, severe illness, or retirement.
• Determine potential capital and income shortfalls.
• Analyse the client’s estate and current investments, and recommend suitable investment vehicles.

People:

• Liaise closely with all stakeholders (i.e. Wealth Planners / Financial Advisors from Efficient Wealth, External brokers, Investment Consultants from Life and Asset Management Companies)

Administration:

• Advise Wealth Planners on investment options and tax implications at death.
• Draft reports, including tax implications, calculations, estate plans, and annexures as instructed by the Wealth Planner.
• Provide additional assistance to Wealth Planners after the presentation of reports, when necessary.
• Recommend suitable products and investment structures.
• Monitor and track relevant legislation applicable to estate planning.
• Prepare ad hoc risk cover reports when requested by the Wealth Planner.

Process:

• 3 Business days lead time in preparation of investment reports / proposals for Financial Advisors.