Credit Risk Analyst
Listed on 2026-09-23
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Finance & Banking
Financial Analyst, Risk Manager/Analyst, Credit Analyst
Location: V&A Waterfront, Cape Town |
Work arrangement: Hybrid |
Contract Position: 3 months, with potential for renewal.
Start date: 1 October 2026
Our client is seeking an experienced Credit Risk Analyst to join their team on a 3-month contract, with the possibility of renewal. This hybrid role, based at the V&A Waterfront, will support credit risk operations by assessing new and existing customers, reviewing credit limits, analysing financial information, identifying risk trends, and providing recommendations that support sound commercial decisions.
Key Responsibilities- Conduct credit risk evaluations for new and existing customers and recommend appropriate credit limits.
- Interpret financial information, identify risk factors, and prepare clear credit recommendations and business cases.
- Monitor customer accounts, overdue balances, credit limit exceptions, and high-risk exposures.
- Support internal stakeholders with credit-related queries, escalations, reporting, and customer risk insights.
- Ensure adherence to credit policies, standards, procedures, data security, and compliance requirements.
- Minimum 4 years’ experience in a credit risk, credit analyst, or related credit environment.
- Bachelor’s degree in Finance, Accounting, Business, or a related field, or equivalent NQF Level 6 qualification.
- Strong financial statement analysis, report writing, and risk assessment skills.
- Ability to work accurately in a fast-paced environment while managing changing priorities and strict deadlines.
- Strong written and verbal communication skills, with the ability to engage stakeholders at all levels.
- Proficiency in Excel and relevant business systems; SAP experience is advantageous.
- Experience with Trans Union, Experian, or other credit bureaus is advantageous.
The successful candidate will be analytical, detail-oriented, customer-focused, and comfortable working independently while partnering closely with finance, sales, legal, and operational teams. They will bring sound judgement, strong organisational skills, and a proactive approach to identifying and escalating credit risk.
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