Compliance Officer Digital Assets; Stablecoin

Our client is building unified financial rails for businesses, a single API that enables companies to collect, hold, convert, and pay out money globally and instantly. The platform combines onramp funding, FX conversion, USD/USDC custody and balance management, and multi-market offramp payouts across Africa and beyond.

Our client operates across multiple regulatory regimes at the intersection of stablecoin infrastructure, cross-border payments, and regulated financial services. Its network of licensed global stablecoin infrastructure partners and, in South Africa, its group CASP entity registered with the FSCA, means its compliance obligations span multiple regulatory regimes simultaneously. The group’s established regulatory relationships and operational infrastructure across Nigeria, Ghana, Kenya, and South Africa provide the foundation, while our client extends that into new territory.

This is not a traditional payments compliance role. Our client is building something genuinely new, and the person in this role will help define what best-in-class compliance operations looks like for stablecoin-powered global money movement.

Our client is looking for an experienced Compliance Officer who understands how payments systems, cross-border flows, and digital assets infrastructure intersect with AML/CFT/CPF and regulatory requirements.

This is an experienced, hands-on role where you will be the person who supports and builds the operational compliance infrastructure.

You will operate at the intersection of traditional payments processing and frontier stablecoin infrastructure. Your primary objective is to ensure that as they expand into cross-border, stablecoin-powered money movement, the compliance program remains both operationally executable and regulatory mature.

You will own four interconnected areas:
Merchant onboarding compliance and KYB/KYC operations and, FSCA CASP and FICA compliance for their South Africa entity, Travel Rule implementation, and transaction monitoring across multi-corridor stablecoin and fiat flows. You will work closely with Product, Engineering, Legal, and our licensed partners to ensure the compliance programme is both operationally executable and regulatory defensible.

Job Type: Full Time/Permanent

Workplace: Hybrid

Location: Cape Town

Reports: Head of Compliance

Team: Compliance & Risk

• 7+ years of compliance operations experience in a regulated financial services environment; payments, fintech, crypto/VASP, or banking
• Direct, hands-on experience with AML/CFT programme implementation. You have written SOPs, configured monitoring tools, and filed SARs
• Working knowledge of FSCA CASP regulation and FICA compliance obligations or demonstrable experience with an equivalent VASP/crypto regulatory regime (EU MiCA, UK FCA, US FinCEN, Canada FINTRAC) with the ability to apply that knowledge to the SA context.
• Experience with transaction monitoring in a crypto, stablecoin, or cross-border payments context, understanding how blockchain transactions, USDC flows, and fiat rails present different monitoring challenges
• Familiarity with Travel Rule requirements, FATF Recommendation 16, VASP-to-VASP transfer obligations, and at least one Travel Rule solution
• Experience conducting KYB/EDD reviews on business clients including complex structures: multi-jurisdiction operations, offshore holding companies, fintech clients with end-user distribution
• Strong written communication as you will own compliance documentation that regulators, partners, and auditors will read

• Experience in a multi-jurisdiction African compliance environment - Nigeria, South Africa, Kenya, or Ghana preferred
• Practical experience with Sumsub, Chainalysis, Elliptic, or equivalent…