Lead Credit Risk Manager

Our client is seeking an experienced and strategic Lead Credit Risk Manager to oversee and enhance their credit risk management framework in Cape Town . This senior position is crucial for safeguarding the company's financial health by developing robust credit policies, managing risk exposure, and ensuring compliance with regulatory requirements within the banking sector. You will lead a team of risk professionals, fostering a culture of risk awareness and sound decision-making.

The ideal candidate possesses a deep understanding of credit risk principles, a proven track record in risk mitigation, and the leadership capabilities to guide the organization through evolving market dynamics and regulatory landscapes.

• Develop, implement, and maintain comprehensive credit risk policies and procedures.
• Lead the analysis and assessment of credit risk across various portfolios and financial products.
• Oversee the management of credit limits, exposure monitoring, and early warning systems.
• Ensure compliance with all relevant regulatory requirements and industry best practices.
• Manage and mentor a team of credit risk analysts and officers, fostering professional growth.
• Collaborate with business units to provide expert advice on credit risk implications of new products and strategies.

• Master's degree in Finance, Economics, Statistics, or a related quantitative field.
• At least 7 years of progressive experience in credit risk management within the financial services industry.
• Demonstrated expertise in credit scoring, portfolio analysis, stress testing, and regulatory frameworks (e.g., Basel III).
• Proven leadership experience with the ability to manage and develop a high-performing team.
• Strong analytical, quantitative, and problem-solving skills, coupled with excellent communication abilities.

• Highly competitive salary package with substantial bonus potential.
• Comprehensive health insurance and retirement benefits.
• Significant opportunities for career advancement and professional development.
• Relocation assistance may be considered for exceptional candidates.
• A dynamic and challenging work environment in the heart of Cape Town 's financial district.