Senior Backend Engineer - Asset Sales

We're hiring a permanent Senior Backend Engineer to join our Asset Sales group as we scale one of the most important parts of M-KOPA's Fin Tech platform. Build distributed, event-driven microservices and help shape what AI-native engineering looks like at M-KOPA.

Your code will directly power the systems that put smartphones and e-motorbikes into the hands of Every Day Earners across Africa. We've already helped over 10 million customers access more than $2 billion in credit. It's your chance to be part of something that's literally transforming lives across an entire continent

Mission-driven engineering:
Every service you build helps expand financial inclusion for under-banked populations

Global recognition:
Join a company named by the Financial Times as one of Africa's fastest-growing companies for five consecutive years (2022–2026)

Scale challenges:
Build backend systems serving millions across multiple African markets

AI-native from day one:
We're actively embracing AI as part of the engineering craft, not bolting it on

Fully distributed:
Work remotely with diverse teams across UK, Europe, and Africa

At M-KOPA, you'll build and operate distributed C# and .NET microservices on Azure, working within an event-driven architecture at significant scale. This is an outcomes-driven role: we care far more about the value you create than where you sit or how many hours you're online. You'll own what you build end-to-end — from idea, through implementation and deployment, into production and iteration.

• Modern C# stack
  :
  Distributed C# and .NET microservices

• Cloud & orchestration
  :
  Hosted on Azure using Kubernetes

• Architecture
  :
  Event-driven, supporting products used at significant scale

• Observability
  :
  Grafana, Azure Application Insights, logs, traces, and metrics

• AI tooling
  :
  Claude and other AI tools used throughout the engineering workflow — design exploration, code generation and review, test writing, incident investigation, and technical communication

• AI-native engineering
  :
  We want engineers who tinker — experimenting with new tools, agents, and workflows, and sharing what works

• Guardrails as we accelerate
  :
  Automated tests, SLOs, alerting, observability, and deployment safeguards around everything we ship

• Own it beyond the pull request
  :
  Design for idempotency, retries, out-of-order events, and failure modes, and know how your services behave in production

• The Campfire Rule
  :
  Leave the systems you touch a little better than you found them

• On-call as feedback, not heroics
  :
  Engineers who build our systems also help operate them, using incidents to make the platform more resilient

We're looking for a senior engineer who's curious, autonomous, and highly trusted. You're comfortable owning the entire software stack — including supporting infrastructure — throughout its lifecycle, and you see production data, not just deployment, as the real measure of "done."

• Strong grasp of C# and .NET development

• Experience with event-driven systems - We use Azure Service Bus, but would love to hear from you if you have experience with similar messaging technology (Kafka, RabbitMQ, etc.)

• Microservices architecture experience, ideally on Azure and Kubernetes

• Experience using observability tooling (e.g. Grafana, Application Insights) to understand production behaviour

• Comfort using AI tools as part of a daily engineering workflow (design, code review, testing, incident investigation)

• Dev Ops culture mindset, including on-call/production ownership

• Proven ability to collaborate effectively in distributed teams across time zones

• Continuous learning mindset and openness to feedback