Head of Product & Proposition

Let Us Tell You About The Opportunity

This is a rare and exciting opportunity to step into a senior leadership role at the heart of our Motor business. As Head of Product & Proposition
, you’ll shape, define and deliver the end‑to‑end product portfolio - translating strategy into a clearly prioritised roadmap that drives measurable commercial outcomes and customer impact. You’ll operate as part of the Leadership Team, bringing together product, partnerships and governance to create a high‑performing, scalable product function. A key focus will be defining and embedding a clear Target Operating Model, ensuring roles, accountabilities and ways of working are aligned to deliver change at pace and with discipline.

If you’re motivated by setting a bold product vision, driving strategic clarity and ensuring delivery lands in a controlled and commercially meaningful way, this role offers real scope to make a lasting impact.

• Define and own the Motor product vision and multi‑year strategy, ensuring strong alignment to market insight, customer needs and commercial priorities
• Translate strategy into a clear, prioritised and outcome‑focused roadmap, balancing value, risk and feasibility
• Lead the end‑to‑end product lifecycle, ensuring ideas are shaped, prioritised and delivered in a structured and sequenced way
• Drive portfolio‑level value realisation, with clear ownership of outcomes, benefits tracking and commercial impact
• Establish and embed a clear Product Target Operating Model, ensuring role clarity, decision‑making frameworks and consistent ways of working across teams
• Lead change at pace, ensuring delivery is well‑governed, in control and meets regulatory expectations
• Oversee go‑to‑market activity to ensure launches are well‑coordinated, operationally ready and achieve adoption targets
• Provide clear, confident leadership across senior stakeholders, driving alignment and making timely decisions

Alongside this, you will:

• Drive delivery discipline across the portfolio, ensuring initiatives are sequenced, controlled and delivered to plan
• Remove blockers and create clarity to enable teams to execute effectively in a fast‑paced environment
• Lead and develop a high‑performing team of Product Managers, Product Owners and Partnership Managers
• Build a culture of accountability, pace and continuous improvement across product delivery
• Use data and insight to measure success, track value and inform continuous optimisation

• Proven experience defining and delivering product vision, strategy and roadmaps within a regulated financial services environment
• A strong track record of driving commercial outcomes and value realisation
• Experience designing or embedding Target Operating Models, bringing clarity to roles, processes and ways of working
• Demonstrated ability to lead large‑scale change and transformation, delivering at pace while maintaining control and quality
• Strong understanding of product governance, Consumer Duty and regulatory expectations
• Excellent stakeholder management skills, with the ability to influence and align at Executive level
• Strong commercial and analytical acumen, using data to inform decisions and prioritisation
• Proven people leadership, building high‑performing, outcome‑focused teams

• Experience in motor finance or closely related sectors
• Knowledge of HP, PCP, leasing and other lending products
• Experience operating in complex, matrixed environments, orchestrating cross‑functional delivery

• Outcome‑focused, with a clear bias for delivery and impact
• Structured and disciplined, bringing clarity and pace to complex delivery environments
• Confident in ambiguity, able to prioritise, simplify and make decisions
  
  Collaborative and influential, bringing teams together to deliver shared goals

• Hybrid working approach (Cardiff‑based)
• A collaborative, inclusive culture where your voice is heard
• The opportunity to shape product strategy and operating model at scale
• A business committed to continuous improvement and doing the right thing for customers
• Competitive salary and a great range of core benefits…