Head of Securitisation Risk

About Revolut People deserve more from their money. More visibility, more control, and more freedom. Since 2015, Revolut has been on a mission to deliver just that. Our powerhouse of products — including spending, saving, investing, exchanging, travelling, and more — help our 75+ million customers get more from their money every day.

About The Role Risk at Revolut operates across all functions, products, and regions to monitor front‑line performance and ensure the business operates safely. They’re among the first to be involved in new initiatives, from tech to customer support. We’re looking for a Head of Securitisation Risk to provide independent oversight and challenge on our portfolio. You’ll act as the senior liaison with Finance and Credit teams to ensure accurate calculation and reporting of risk‑weighted assets (RWA) and compliance with regulatory capital requirements.

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• Monitoring of individual and portfolio risk with particular attention to asset performance metrics
• Tracking industry regulatory frameworks and market trends
• Providing regular updates to senior management on portfolio risk performance and developments
• Reviewing and challenging the proposed remediation plans and credit risk mitigation strategies developed by the first line (Front Office and Restructuring teams)
• Overseeing the quality and comprehensiveness of stress testing and risk sensitivity analysis
• Serving as the senior independent sanctioner/approver for complex securitisation transactions and counter party exposures in line with the defined credit authority
• Guiding business expansion by defining and upholding manageable risk thresholds, preserving the integrity and independence of the credit risk function

• Experience with Senior Credit Authority, having previously led credit teams
• Experience leading reviews, running meetings with regulators, and presenting at board level
• Knowledge of key granular portfolio sectors (e.g., RMBS, CMBS, ABS, etc.), including trends, risks, and regulation (e.g., STS)
• Excellent product knowledge of true‑sale securitisation lending structures and derivatives
• Experience negotiating in lending, derivatives, and securitisation documentation
• Demonstrated experience in model risk oversight related to structured finance pricing, valuation, and expected loss models
• Experience leading client due diligence processes, including successful management of work‑out cases
• A solid track record in independent decision making with the ability to communicate clearly and succinctly
• A bias towards process automation and efficiency, and a dedication to leveraging technology to enhance the risk control environment
• The ability to build trusted relationships with business partners

We encourage applications from people with diverse backgrounds and experiences to join this multicultural, hard‑working team.