Lead Debt & Capital Markets Analyst

About us

Admiral Money is the dynamic lending arm of Admiral Group, offering personal loans, motor finance, and homeowner loans since 2017. We’re building something special for our customers and are looking for curious, driven individuals ready to learn, take on challenges, and make an impact.

Up to £3,600 of free shares each year after one year of service. 33 days holiday (including bank holidays) at joining, increasing to a maximum of 38 days (including bank holidays). Option to buy or sell up to an additional five days of annual leave.

The Lead Debt & Capital Markets Analyst is responsible for the structuring, execution, reporting and ongoing management of debt capital markets and securitisation transactions, supporting the delivery of the organisation’s funding and balance sheet strategy.

The role sits within Treasury and acts as the day‑to‑day technical lead for DCM and structured funding activity. You will work closely with senior leadership while coordinating internal stakeholders and external counter parties across transactions.

This role combines strong analytical capability with transaction execution, regulatory awareness and a high level of process discipline. The role acts as Treasury’s primary execution contact for live DCM and securitisation transactions.

Hybrid role: expectation to be in our Cardiff office two days per week.

• Structuring and executing securitisation and other DCM transactions
• Supporting, and where appropriate leading, the execution of external debt funding initiatives (e.g. secured funding, private placements)
• Acting as Treasury’s day‑to‑day owner for live transactions, coordinating activity across internal and external stakeholders
• Managing transaction documentation, operational set‑up, reporting, and the ongoing maintenance of funding programmes
• Ensuring all activity is delivered in line with the organisation’s risk appetite, regulatory requirements, and governance framework
• Supporting market analysis, transaction proposals, and execution recommendations
• Driving continuous improvement across transaction processes, reporting, and controls
• Supporting funding‑related regulatory and investor reporting requirements
• Acting as a subject‑matter expert within Treasury for securitisation and DCM execution, providing technical oversight and informal coaching to junior analysts where required.
• No direct budget or line management responsibility initially, with potential to manage a junior analyst as the role grows

• Proven experience in securitisation and/or debt capital markets execution, ideally within a bank, specialist lender, or financial institution
• Professional treasury, accounting, or financial qualification (or working towards one)
• Strong understanding of structured finance products and funding structures
• Experience coordinating complex transactions involving multiple internal and external stakeholders
• Solid understanding of relevant regulatory frameworks (e.g. UK/EU Securitisation Regulation, disclosure, and reporting requirements)
• Strong analytical capability, with the ability to translate complex structures into clear, practical outputs
• Excellent attention to detail and a strong control mindset
• Strong written and verbal communication skills, with the ability to engage and influence senior stakeholders

We’re fully committed to ensuring your progression is not slowed or halted by barriers related to race, gender, age, sexuality or any of the protected characteristics.

As a Disability Confident Leader, we’ll invite a fair and proportionate number of applicants that meet the essential requirements of the role to the first stage of our selection process.