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Director of SME Credit Risk & Lending

Job in Cardiff, Cardiff City Area, CF10, Wales, UK
Listing for: Monzo
Full Time position
Listed on 2026-07-30
Job specializations:
  • Finance & Banking
    Risk Manager/Analyst
Salary/Wage Range or Industry Benchmark: 165000 - 200000 GBP Yearly GBP 165000.00 200000.00 YEAR
Job Description & How to Apply Below

Monzo is seeking a Director for their Borrowing team to lead and develop credit risk functions for business banking customers. The ideal candidate will have extensive experience in small and medium business lending, coupled with a strong analytical background to refine credit and pricing strategies.

This role can be based in London or remotely within the UK, providing a flexible working environment. Key responsibilities include leading credit teams, enhancing underwriting processes, and collaborating with various departments to support product development.

Successful candidates will possess deep industry knowledge and a passion for customer outcomes, with opportunities for professional growth through a dedicated learning budget and diverse work culture.

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