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Mortgage Arrears Specialist

Job in Cardiff, Cardiff City Area, CF10, Wales, UK
Listing for: Ultimate Banking
Full Time position
Listed on 2026-09-21
Job specializations:
  • Finance & Banking
    Mortgage Loan Originator / Advisor, Financial Advisor / Consultant, Loan Servicing, Banking Operations
Salary/Wage Range or Industry Benchmark: 35000 GBP Yearly GBP 35000.00 YEAR
Job Description & How to Apply Below

Mortgage Arrears Specialist

Leicestershire area/Hybrid

Up to £35k

Do you want to work in a customer focussed environment, building relationships with customers, and offer a first‑class service?

Our client is a mortgage and savings specialist, and they have a fantastic opportunity for experienced arrears professional, to join their servicing team.

The role will be focussing on speaking to customers who have found themselves in financial difficulty and coming to a resolution that benefits both the customer and our client. The role will also gain you exposure to more complex lending/arrears, such as commercial portfolios and interest only lending, as our client is happy to train the successful individual in these areas.

Duties
  • Rehabilitation of customers to reduce the number of Recoveries/Repossessions.
  • To ensure efficient processes and procedures are in place to monitor and address mortgage arrears and forbearance.
  • To ensure there are monitoring processes and control on interest only mortgage repayment strategies (including commercial loans)
  • To ensure there are monitoring processes and control on mortgages due to expire and those have expired.
  • To identity, pay attention and adapt to the needs of customers and colleagues with characteristics of vulnerability
  • Quality of book Identify areas of potential risk through gap analysis
  • Liaise with Solicitors and Estate Agents with regards to repossessing a property taking the process through to sale completion
Candidate Qualifications
  • Previous Mortgage Arrears experience.
  • Confident approach to speaking with customers regarding their financial difficulties.
  • Experience with more specialised lending would be highly desirable.

Along with a competitive salary, our client offers a hybrid approach to the working week, with 2 days on site and the remainder working remotely. Fantastic employee benefits too!

Benefits
  • hybrid approach to the working week, with 2 days on site and the remainder working remotely
  • Fantastic employee benefits too!
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