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Lead Analytics Engineer

Job in Cardiff, Cardiff City Area, CF10, Wales, UK
Listing for: Monzo
Full Time position
Listed on 2026-07-20
Job specializations:
  • IT/Tech
    Data Engineering, Data Analyst
Salary/Wage Range or Industry Benchmark: 97800 - 125000 GBP Yearly GBP 97800.00 125000.00 YEAR
Job Description & How to Apply Below

We’re on a mission to make money work for everyone.

We’re waving goodbye to the complicated and confusing ways of traditional banking.

After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts, accounts for 16-17 year olds, a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save, invest and combine their pensions with us.

With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!

We’re not about selling products - we want to solve problems and change lives through Monzo.

London, Cardiff or Remote in the UK. £97,. Incentive awards tied to your performance and Benefits | Hear from the team.

Our team:

Our Mission in Operations is to deliver an effortless experience for everyone - helping Monzo deliver on its mission of making money work for everyone.

Data is crucial to the success of this mission and Operations Analytics Engineers are at the core of how we build, scale and re-architect our Operations Data Warehouse to enable Monzo to make better decisions, faster, and help serve Monzo’s customers better.

We're looking for a Lead Analytics Engineer within our Operations team to help build world class service for the bank of the future. You will play a critical role in overseeing our foundational data platforms, identifying and driving opportunities to enhance our current capabilities. Your expertise will be pivotal in allowing us to scale into new markets and working with partners internally and externally to ensure we can design and build a first class system to meet our customers’ needs.

At Monzo, we’re building a bank that is fair, transparent and a delight to use. We’re growing extremely fast and have over 10 million customers in the UK, with over 200,000 new people joining every month. We’ve built a product that people love and more than 80% of our growth comes from word of mouth and referrals.

This is a great opportunity to shape the future direction of how we serve our customers, enabling data to ensure we can provide a world class efficient service for all of Monzo’s customers, as we lay the foundations to build a best in class analytics function. You’ll work closely within our Operations Collective with product and engineering teams to build out our forecasting and routing systems, while partnering with our core operations team to enable a fast and agile workforce.

We have a strong culture of data-driven decision making across the whole company. And we're great believers in powerful, real-time analytics and empowerment of the wider business.

Your day-to-day:

Your responsibilities as a Lead Analytics Engineer will include:

  • Serving as a data architect for Monzo’s Operations data, contributing to the design and scalability of data models that measure the performance of our Operations product suite.
  • Develop robust data models downstream of backend services, primarily in Big Query, to support internal reporting, machine learning, large language models, as well as financial and regulatory use cases.
  • Scoping, building and leading through others the re-architecture of entire domains across Operations (including data about our workforce and about demands of our customers)
  • Be a key voice in shaping and maintaining best practices for our Data Warehouse, including source data payload design, logical data modelling, implementation, metadata, and testing standards.
  • Collaboratively set standards and work with data across Monzo, fostering knowledge sharing and continuously improving data practices.
  • Contribute to prioritising data governance issues, ensuring a comprehensive approach to data integrity and compliance.
  • Being a key technical leader who’s able to champion central platform initiatives that aim to elevate the data standards across Operations and beyond.
  • We all own and support the pipelines we contribute to, and on call support out of hours will be expected from time to time as part…
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