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Field Collections Agent

Job in Cardiff, Cardiff City Area, CF10, Wales, UK
Listing for: Midland Credit Management, an Encore Capital Group Company
Full Time position
Listed on 2026-11-02
Job specializations:
  • Sales
    Outside / Field Sales
Salary/Wage Range or Industry Benchmark: 28665 GBP Yearly GBP 28665.00 YEAR
Job Description & How to Apply Below

Start Date: 11 January 2027

Location: Cardiff - Applicants will travel up to 90 minutes (approximately) from their home address to visit our customers.

Salary & Rewards
  • £28,665 per annum (based on a 40-hour week)

  • £4,200 annual car allowance

  • Uncapped monthly bonus

  • Minimum earning potential: £32,865 per annum (including car allowance)

  • No warrant work involved

Is this role for you?

Do you:

  • Hold a full UK driving licence and have access to your own vehicle?

  • Enjoy working independently, outdoors, and meeting people face-to-face?

  • Value flexibility and autonomy in your working day?

About the Role

As a Field Collections Agent , you’ll represent Orbit, visiting customers in their homes to help them address outstanding balances and identify sustainable solutions. This is a customer-focused role where empathy, communication, and problem-solving skills are essential.

Your Responsibilities

Working independently, you will:

  • Visit customers to discuss outstanding arrears and available payment options.

  • Manage both regulated and non-regulated accounts.

  • Process payments and arrange suitable repayment plans.

  • Reconnect customers with relevant client services and support.

  • Explain the potential consequences of continued non-payment.

  • Update account outcomes in real time using an Orbit-issued iPad.

Working Hours
  • Flexible 40-hour working week

  • Shift patterns covering 8:00am to 8:00pm, Monday to Friday

  • Option to condense hours into a 4-day working week

Benefits
  • 31 days holiday (including bank holidays and December shutdown)

  • Fuel card for business mileage

  • Referral bonus scheme

  • Uncapped monthly bonus scheme (typically £200-£400)

  • Comprehensive 4-week induction programme

  • Access to Medicash health cash plan

  • Employee Assistance Programme (EAP)

  • Employee networking groups

  • Monthly online team events, competitions, and fundraising activities

  • "Moments that Matter" recognition awards

  • Additional voucher and prize incentives throughout the year

Essential Requirements
  • Clear criminal record

  • No CCJs, IVAs, or bankruptcies within the last six years

  • Full UK driving licence with no more than six penalty points

  • Access to your own vehicle

  • Comfortable using technology and working independently in the field

Important Information

As Orbit operates within a regulated environment, all successful candidates will be required to undergo:

  • A basic criminal records check

  • A credit check

Please note we are unable to progress applications where a CCJ, IVA, or bankruptcy appears on a credit file, or where applicants do not have the right to work in the UK.

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