Backend Engineer

Monzo is building a modern banking experience that is simple, fast and friendly. The role is a product‑backend engineer in a cross‑disciplinary squad that collaborates with product managers, designers, mobile and web engineers, data analysts and research staff to build and support a part of the Monzo platform.

• Write scalable, resilient backend services in Go, collaborating closely with other engineers, designers and product people.
• Test hypotheses, analyze user data and design solutions that improve customer outcomes.
• Participate in system design discussions and architecture reviews.
• Actively contribute to the broader engineering community through knowledge sharing and mentorship.
• Work across multiple collectives such as Core Banking, Business Banking, Wealth, Borrowing, Growth, Payments, Platform, Fincrime, Security & Expansion.

• Strong experience building backend for a technology product.
• Comfortable with distributed systems and writing resilient, high‑availability code.
• Experience with a strongly‑typed language (Go, Java, C, Scala, etc.).
• Product mindset: care about customer outcomes and make data‑informed decisions.
• Ability to work effectively in an ambiguous, fast‑moving environment.
• Enjoyment of cross‑functional collaboration and continuous learning.

• £115,000 – £150,000 base salary with performance‑based incentive awards.
• Relocation support and visa sponsorship available.
• Flexible working hours and remote‑first culture (optional London office).
• £1,000 annual learning budget for books, courses and conferences.
• Comprehensive insurance, pension scheme and other benefits (details available upon request).

Monzo is an equal opportunity employer. We do not discriminate on the basis of age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, veteran status, neurodiversity or disability status. We welcome applicants with preferred names, pronouns and diverse backgrounds.

All applicants will be considered for employment without attention to the characteristics listed above. Applicants may choose to disclose pronouns or preferred names during application; no mandatory disclosure is required.