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Senior Closer, GSE

Job in Carmel, Hamilton County, Indiana, 46033, USA
Listing for: Merchants Capital Corporation
Full Time position
Listed on 2026-10-05
Job specializations:
  • Finance & Banking
    Loan Servicing
Salary/Wage Range or Industry Benchmark: 130000 - 155000 USD Yearly USD 130000.00 155000.00 YEAR
Job Description & How to Apply Below
Description

The Senior Closer, GSE is responsible for managing and executing complex multifamily mortgage loan transactions through all phases of the closing lifecycle, including onboarding, commitment issuance, rate lock, closing, funding, delivery, and purchase/settlement. This role serves as the primary coordinator for internal and external stakeholders, ensuring timely, accurate, and compliant execution of Fannie Mae and Freddie Mac transactions. The Senior Closer partners closely with Originations, Underwriting, Legal, Servicing, Asset Management, borrowers, counsel, title companies, and agency representatives to proactively identify risks, resolve issues, and drive successful transaction outcomes while maintaining exceptional client service and adherence to agency requirements.

Expected

Outcomes

Deliver successful execution of complex Fannie Mae and Freddie Mac transactions through independent ownership of the closing process from onboarding through settlement/purchase. Anticipate and resolve transaction challenges, balance business objectives with agency requirements, and provide confident guidance to internal and external stakeholders throughout the transaction lifecycle. Establish credibility as a trusted resource for agency execution, complex transaction structures, and closing strategy while fostering strong relationships with borrowers, counsel, title companies, agency partners, and internal teams.

Support the continued development of the closing platform through mentorship, knowledge sharing, operational improvements, and a commitment to excellence in client service, risk management, and transaction execution.

Requirements
  • Manage a portfolio of multifamily loan transactions from onboarding to through funding, agency delivery, and final settlement/purchase while ensuring compliance with internal policies and agency requirements.
  • Monitor and apply current Agency guidance, program requirements, forms and updates published through applicable Agency resources, including Fannie Mae Multifamily Selling and Servicing Guide and Freddie Mac Multifamily Seller/Servicer Guide, as relevant to the assigned transaction
  • Responsible for managing closing process for external and internal business partners throughout the transaction lifecycle.
  • Engage and manage external legal counsel while overseeing all transaction‑related legal matters through closing and post‑closing issue resolution.
  • Review each application, underwriting package, and credit approval to confirm transaction structure, identify issues requiring clarification and align closing requirements with applicable Agency execution
  • Manage feedback to agency commitments (if applicable), prepare lender commitments, coordinate rate lock activities, and submit agency‑specific commitment documentation, including Fannie Mae C&D submissions.
  • Collaborate closely with Underwriting, Originations, Legal, Servicing, Asset Management, and agency partners to identify and resolve transaction issues while balancing business objectives and risk management considerations.
  • Ability to independently analyze complex information to perform real estate tax and insurance escrow analysis for closing.
  • Prepare, review, and/or accounting reconciliations, lender statements and related closing documentation.
  • Review Title Company Settlement Statements as well as Receipts and Disbursement ledger for accuracy and compliance, including verification of seller and lender credits, funds on deposit, and payoff (if applicable)
  • Coordinate loan fundings, wire approvals, closing packages, and disbursement activities to facilitate successful closing.
  • Verify all underwriting, legal and closing conditions are satisfied prior to rate lock as well as funding and disbursement.
  • Oversee delivery…
Position Requirements
10+ Years work experience
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