Credit Administrator

About The Role

DUTIES AND RESPONSIBILITIES:

The Credit Admin Manager will provide oversight and leadership for the loan department staff as assigned and monitor processes for continuous improvement, efficacy, and compliance with applicable regulations, with a heavy focus on loan quality control objectives that are consistent with the bank's goals. They work to manage various projects to assist with the overall credit quality of the loan portfolio with emphasis on an adherence to policy and procedure.

Essential Functions:

• Work closely with and provide support to Senior Credit Officer and Loan Operating Manager.
• Work closely with Credit Analyst(s) and Loan Support Specialists to manage and support credit quality objectives.
• Assist in coordinating and providing leadership on bank systems such as nCino, Built, Quality Control Functions, 1071 Loan register, pipeline management, CRA loan register, Great Data, appraisal support, and analyst support.
• Identify and provide suggestions for improving efficiencies in procedures for the underwriting loans with an emphasis on adhering to policy and procedure.
• Provide feedback regarding Loan Policy and Procedure to the Division Chief Credit Officer (CCO).
• In conjunction with Loan Operations Manager and CCO, work with GBCI Internal Auditors, GBCI Quality Control and outside auditing firms as well as Bank Examiners during examinations. Gather information as assigned for all examinations.
• Review updates to loan programs, lending regulations, policies, procedures and documentation and communicate to CCO.
• Attend loan committee as required, with ability to provide structural feedback to the committee.
• Review credit authorizations and provide feedback to CCO, Department Heads, loan officers and/or credit analysts. Complete and oversee credit memos for CCO in nCino.
• Responsible for loan quality assurance, tickler management and loan reports.
• Manage scope and completion of problem loan reports with loan officers and take necessary action to include adherence to policy with a focus on action plans to either upgrade credits or exit them.
• Work closely with leads in loan areas to include Commercial, Consumer, Loan Operations, Appraisal and Special Assets.
• Interface with loan review, regulators, compliance and/or auditors as required or directed.
• Other responsibilities will include assisting in the overall management of credit quality as well as supporting other needs that may arise within the Credit and other loan departments.
• Maintain general knowledge of bank products and services.
• Have open communication with supervisor through sharing and accepting suggestions and ideas. Promote team efforts in all areas. Adjustments to change are made as necessary while maintaining a positive attitude.
• Complete required bank training courses within assigned time frame. It is the individual learner's responsibility to ensure that they understand the information given to them in each training. If the learner does not understand the information given, they need to reach out to their supervisor for further clarification or additional training.
• Must comply with all company policies and procedures and all applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act and the Office of Foreign Assets Control.

Additional Responsibilities:

• Adhere to First State Bank's Corporate Culture.
• Keep management appropriately informed of area activities and of any significant problems.
• Participate in Community Service and Bank sponsored activities that serve and support the mission and values of First State Bank Wyoming.
• Provide superior internal and external customer service: must demonstrate self-governance, courtesy, and respect toward external customers as well as internal customers (all organization personnel).
• Represent First State Bank of Wyoming in a professional manner which includes a professional image, confidentiality, a positive can-do attitude, good attendance, punctuality, flexibility and adaptability in meeting bank and customer needs.
• Keep work area tidy and maintain customer privacy. Attend and participate in meetings as required.
• Participate in required training, staff meetings, and lobby displays.
• Regular and predictable attendance is an essential function of this job in order to accomplish, among other things, in-person contact with lenders and direct reports.
• Additional duties as assigned.

About You

QUALIFICATIONS:

Education and Experience:

• 5-8 years of similar or related experience, including preparatory experience required
• Bachelor's degree, required
• OR
• An equivalent combination of education, training and experience may be considered

Work Location: First State Bank Wyoming in Wheatland, WY. Must live within 1 hour and 30 minutes of the bank's address listed below.

Address:

1405 16th Street

Wheatland, WY 82201

Required Knowledge,

Skills and Abilities

:

• Strong ability to solve problems and prioritize multiple tasks and responsibilities.
• Good computer and 10-key skills.
• Good communication and…