Credit Analyst - SMG Transaction

Credit Analyst - SMG Large Transaction page is loaded## Credit Analyst - SMG Large Transaction locations:
Cedar Rapids, IAtime type:
Full time posted on:
Posted 3 Days Agojob requisition :
JR1059

Great America Financial Services is a highly successful entrepreneurial company providing equipment financing to businesses across the United States. Our exemplary customer service, our principle-centered business philosophy and our team-based operating approach are key to our success and growth.
** We Are Looking to Add a Key Member to our Team as a Large Transaction Credit Analyst!
** Credit underwriting at Great America is an exciting and challenging career that allows you to research and analyze businesses across a variety of situations and industries.
** About this position:
** We are looking to add an experienced Credit Analyst to our team. The Large Transaction Credit Analyst role is responsible for underwriting moderately complex six-figure and above commercial credit applications supporting our vendor partners selling equipment and other solutions into numerous markets across the United States The individual in this role will assess creditworthiness through in-depth industry and financial analysis, established through research utilizing sources of business credit, management profiles, general industry analysis, cash flow ability, collateral, and financial statements or tax returns as applicable, to make independent decisions or recommendations to extend credit based upon their evaluation.

Our typical Large Transaction Credit Analyst credit analyst could work on multiple credit applications each day, dependent on complexity. The role provides a broad foundation for risk management within Great America, supporting career advancement as desired.  Our best credit analysts are eager to influence their own development, maintain a “can do” attitude, responds well to challenges, and excel at thinking on their feet while making prudent decisions.
** Primary Responsibilities
*** Perform direct and thorough investigation and obtain relevant credit information to formulate credit decisions within established risk tolerances and prescribed time frames, providing written analysis and justification for the decision.
* Review and analyze financial statements or tax returns as applicable.
* Monitor changing economic and/or industry conditions and adjust underwriting appropriately.
** To be successful in the Credit Analyst role, you’ll need:
*** A bachelor’s degree with a major or minor in Finance, Accounting, Economics, or related field.
* Demonstrated interpersonal skills are a must as Great America takes pride in providing an excellent customer experience during every interaction.
* Excellent analytical ability, enjoy making independent decisions, and the ability to process information quickly.
* Understanding of financial statements is a plus.
* Experience in commercial lending required.

Sharing rewards is an integral part of our culture. We believe in the value of hard work and reward our employees beyond the paycheck. Our total rewards package is based on eligibility and includes:
** Financial Benefits
*** Competitive Compensation
* Monthly Bonuses for Eligible Employees
* 401(k) and Company Match
* Annual Profit Sharing
* Paid Time Off
** Health, Wellbeing, and Family Planning Benefits
*** Paid Vacation - starting at 80 hours annually for employees in their first year of service.
* Paid Sick Days - Ten (10) per year with a conversion option for unused time.
* Ten (10) Paid Holidays per year
* Gym Reimbursement
* Health Insurance
* Dental Insurance
* Vision Insurance
* Short-Term and Long Term Disability
* Company Paid Life Insurance
* Flexible Spending Accounts (FSA)
* Health Savings Accounts (HSA)
* Employee Assistance Program
* Parental Leave
** Education and Career Planning Benefits
*** Tuition Assistance
* Networking Opportunities
* Leadership Development Opportunities
** Perks
* ** Paid Parking
* Service Awards
* Hybrid work arrangements
* Business casual environment
* A strong organizational culture focused on our greatest asset:
** you**!
* If your experience aligns closely, please apply. We value diverse backgrounds and adding new…