Surety Graduate Programme

Who are we? Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 24,000 employees spanning over 56 countries. People join Howden for many different reasons, but they stay for the same one: our culture.

It’s what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities – work / life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden.

Please read before submitting:
You may only apply to one graduate programme for our 2027 intake. Submitting duplicate applications will result in them not being considered.

Location:

London.

Start date:

September 2027. Salary: £40,000. Working Pattern:
Hybrid (3-4 days in the office).

Be Part of the Deals Behind Major Global Projects.

Are you interested in how major businesses win contracts, manage risk and deliver large-scale projects? Join Howden’s Surety team and discover how surety helps businesses secure the guarantees they need to win contracts, deliver projects and fulfil important commitments. We work with clients, insurers and financial institutions to arrange solutions that support projects, investments and commercial agreements around the world. As part of Howden’s Capital, Advisory and Placement team, you’ll gain exposure to finance, legal agreements, risk assessment and relationship management, all while working on real client projects from the start of your career.

You’ll join Howden in a permanent role and complete our structured 18‑month development programme, designed to build your technical expertise, commercial awareness, professional confidence and long‑term career foundations.

• You’ll begin with a structured induction before joining the Surety team, where you’ll work alongside experienced specialists supporting complex client transactions.
• Learn about our surety products and the end‑to‑end process for placing surety bonds.
• Work directly with clients and underwriters to structure and place surety bonds.
• Review legal contracts and financial records to identify any risks that may make the surety bond too risky for an insurer.
• Support with reviewing client documentation and preparing materials for upcoming meetings.
• Assist with taking meeting notes to ensure that client files are accurate and up to date.
• Gain early exposure to client and insurer meetings, learning how our clients are advised and how deals are negotiated.
• Build and maintain strong relationships with internal stakeholders and external contacts.

• No insurance experience is needed; we’ll teach you everything you need to know!
• You’ll be: A recent Law or Finance graduate, or in your final year of study and have a strong interest in commercial, legal, and financial matters.
• Analytical and have meticulous attention to detail.
• Confident to learn how to influence and negotiate in professional settings.
• A strong communicator who enjoys building relationships and working with clients, colleagues and external partners.
• Able to articulate your ideas well both in writing and verbally.
• Comfortable speaking on the phone with senior individuals.
• Resilient and hard‑working and curious to learn and develop.
• To be eligible for our programme, you must have the full and unrestricted right to work in the UK.

• £40,000 salary and a generous pension scheme.
• A permanent role from the day you join Howden.
• Structured learning and development through our 18‑month graduate development programme.
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