Director - GMC Credit Officer

Job Description

• The role sits within the Global Markets Credit ("GMC") group within the Enterprise Credit organization.
• Global Markets Credit ("GMC") is responsible for executing robust and consistent credit underwriting for Global Markets lending activities within the first line of defense. This financing activity includes facilities secured by a range of financial and physical assets. Within GMC, the Specialty Finance Director will undertake core credit underwriting and ongoing portfolio management for a portfolio of structured financing opportunities. Financed asset classes will include Private Credit loans, NAV financing, Equities, Hedge Fund shares and Commercial Real Estate loans.
  
  The portfolio is a substantial book with active deal flow. Client types include leading private credit and private equity sponsors.
• The Director will work closely with both senior and junior team members within the GMC Specialty Finance team as well as other constituents within GMC. The role will coordinate closely with the front office team and various risk partners to help drive responsible loan growth.

• Key responsibilities will include deal screening, providing input into the negotiation of key terms, participating in due diligence, and managing credit committee processes.
• The Director will review and potentially challenge all elements of transactions including client selection, structure, collateral, and cashflow stress analysis.
• The role will have responsibility for ongoing deal and portfolio monitoring and will exercise credit approval authority for new deals, amendments, waivers, renewals, and extensions.
• The Director will lead the preparation and review of credit approval memos, guiding junior deal team members and coordinating with global peers.
• The role will also drive periodic reporting requirements, policy and procedure updates, risk rating scorecard development, responding to regulatory inquiries, managing limit requests, driving the adoption of AI related tools and other ad hoc projects.
• Overall this is a high visibility role covering an active markets business that has driven significant growth for the company.

• Bachelor degree or equivalent required;
  Finance, Accounting, or Economics majors preferred with strong academic credentials.
• 7+ years of experience in financial services. Relevant prior experience may include roles in credit risk management, credit underwriting, structuring, loan origination, public rating agencies, and securitization markets.
• Familiarity with securitization structures and an understanding of macroeconomic drivers.
• The candidate will likely have had experience reviewing lending or debt transactions including securitization or collateral based lending facilities and derivatives.
• Candidate should exhibit strong analytical skills, personal drive, individual initiative, a sense of urgency, and responsiveness, with a desire to grow, learn, and take on increasing levels of responsibility.
• Strong organizational, oral, and written communication skills, with ability to communicate effectively with all levels of risk, support, and business partners.
• Candidate should be a strong team player, willing to support more junior members of the team as required.
• Proficiency with Word, Excel and PowerPoint, along with ability to quickly learn new programs and applications including leveraging AI tools.
• High level of attention to detail.

• Private healthcare for you and your family plus an annual health screen to help you manage your physical wellness with the option to purchase a screen for your partner.
• Competitive pension plan, life assurance and group income protection cover if you become unable to work as a result of a disability or health reasons.
• 20 days of backup childcare including access to school holiday clubs and 20 days of backup adult care per annum.
• The ability to change your core benefits as well as the option of selecting a variety of flexible benefits to suit your personal circumstances including access to a wellbeing account, travel insurance, critical illness etc.
• Access to an emotional wellbeing helpline, mental health first aiders and virtual GP services.
• Access…