Senior Analyst, Structured Finance

Responsibilities

• Provide day‑to‑day guidance and coaching to Research Assistants and Rating Analysts, building capability in credit, data discipline, and tooling, while reinforcing values‑led behaviours.
• Drive consistency and scalability by codifying standard work and promoting disciplined adoption, strengthening trusted, repeatable insights.
• Strengthen AI‑enabled productivity by creating reusable assets and proposing lightweight automations that free capacity for human analysis and relationship work.
• Foster continuous improvement by proposing enhancements that remove manual steps without compromising governance or judgement.
• Lead end‑to‑end execution for assigned credits, ensuring high‑quality analysis and timely delivery across priorities with clear accountability.
• Own surveillance and updates for assigned portfolios, synthesising performance, market signals, and peer context into decision‑useful insights and clear risk implications.
• Support embedding of LLM tools and automation, ensuring structured validation and analytical judgement to maintain trusted conclusions.
• Operate alongside AI agents in recurring workflows, preparing and reviewing inputs, reconciling metrics, and documenting assumptions to ensure adherence to methodologies and standard operating procedures.
• Support maintenance and review of models to ensure robustness, repeatability, and clear linkage to risk views.
• Engage with external parties alongside senior team members, crafting client‑ and executive‑ready stories that translate complex data, analysis, and research into clear narratives.
• Build trusted stakeholder relationships through emotional intelligence, collaboration, and adaptability.
• Ensure adherence to methodology, confidentiality, and data governance, escalating issues early with options and recommendations.
• Embed responsible, governed AI use, protected with approved tools and data, and drive controlled automation/agentic workflows by contributing to design requirements and supporting testing, rollout, and training.

• Three to five years of relevant work experience on the Credit Ratings team.
• Bachelor’s degree or equivalent required;
  Master’s degree or professional certification (e.g., CFA) highly valued.
• Specialized experience in ABS, RMBS, and Corporate Securitisations, with demonstrated ability to influence and advise junior colleagues.
• Strong critical thinking and analytical skills, able to make decisions within defined parameters and advise on complex issues.
• Excellent collaboration and relationship‑management skills, capable of influencing through credibility and constructive challenge.
• Coaching experience to improve team consistency through shared standards and tools.
• Continuous‑improvement mindset and AI fluency with judgment.
• Strong credit, financial, and risk analysis expertise linking drivers to forward‑looking views and risk appetite.
• Willingness to learn and use data and automation tools to facilitate AI‑enabled workflows.
• Effective written and verbal communication, able to present research and analysis in a clear, structured way to support informed decision‑making.
• High standards for quality, traceability, and governance; operating effectively in controlled environments.
• Sound judgment on responsible AI use and ability to contribute to scalable automation and agent workflows.

Employees are required to work from the office a minimum of two days per week.

• Health & Wellness: health‑care coverage designed for mind and body.
• Flexible Downtime: generous time off to keep you energized.
• Continuous Learning: access to resources to grow your career and learn new skills.
• Invest in Your Future: competitive pay, retirement planning, continuing education program with company‑matched student‑loan contribution, and financial wellness programs.
• Family Friendly Perks: benefits and perks for partners and children.
• Beyond the Basics: retail discounts, referral incentive awards, and other small perks.

At S&P Global, we are committed to fostering a connected and engaged workplace where all individuals have access to opportunities based on their skills, experience, and contributions. Our hiring practices emphasize fairness, transparency, and merit, ensuring that we attract and retain top talent.