Senior Credit Officer

Senior Credit Officer (Director) – Financial Sponsors

Lead the independent assessment, approval and ongoing management of credit risk across a portfolio of Financial Sponsor clients, covering subscription finance, NAV lending, derivatives, liquidity and other related products. Shape sector strategy, risk appetite, policy and portfolio management practices, providing robust challenge to business stakeholders while supporting sustainable growth. Operate as a senior leader within Financial Sponsors, exercising delegated credit authority and deputising for the Sector Head when required.

• Lead the management of a portfolio of Financial Sponsor relationships, incorporating forward‑looking analysis of market, sector and idiosyncratic risks into credit decisions and portfolio strategy.
• Drive the development of sector strategy, risk appetite, mandates, policies and portfolio management practices in the Financial Sponsors Credit portfolio.
• Build and maintain trusted relationships with senior stakeholders across Coverage, Product, Risk and Credit functions, becoming a recognised adviser on Financial Sponsors risk, market developments and transaction structuring.
• Lead continuous improvement initiatives across data quality, controls, management information and credit processes, ensuring robust governance, efficient execution and effective use of management information.

• Expert credit underwriting and approval skills, with the ability to assess, structure and approve complex transactions and relationships.
• Deep understanding of Financial Sponsors, Fund Finance structures, lending products, counter party credit risk and associated legal frameworks.
• Self‑motivation with a strong willingness to learn – able to quickly up‑skill in relation to new products, sectors and changes in the external environment.
• Strong written and oral communication skills – able to present complexity in an understandable way.
• Expertise in numerical analysis.
• A coach for other members of the department and a commitment to help up‑skill individuals in areas you are expert in.
• Curiosity – the desire to know what is happening around us and how it might affect our clients and colleagues.
• Proven ability to influence and challenge senior stakeholders while balancing commercial objectives and risk discipline.
• Strong leadership presence with the ability to drive decision‑making, build consensus and deliver strategic outcomes.

• Significant experience in Fund Finance and/or Financial Sponsors credit risk management gained within 1
  
  LOD and/or 2
  
  LOD environments.
• Extensive experience in credit underwriting, transaction structuring, delegated credit approval and portfolio management.
• Strong understanding of lending products, derivative products and associated legal documentation, including their application within Financial Sponsors and Fund Finance structures.
• Exceptional organisational skills with the ability to juggle multiple requests, prioritise workloads, meet deadlines and flag when you need help.
• Clear and concise verbal and written communication skills.
• Ability to work as a team player in a dynamic, fast‑paced environment and coordinate multiple work streams.
• Ability to build and maintain trusting relationships and partnerships with stakeholders through influencing and negotiating skills.

Bachelor's degree in Finance, Economics, Accounting, Mathematics or a related discipline, or equivalent experience. Professional qualifications such as CFA, ACA, ACCA, FRM or equivalent are desirable.

• A generous pension contribution of up to 15%
• An annual performance‑related bonus
• Share schemes including free shares
• Discounted shopping, 30 days’ holiday with bank holidays on top and a range of wellbeing initiatives
• Generous parental leave policies

We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.