Mandarin speaking FI Relationship Manager

Mandarin speaking FI Relationship Manager

Job status:
Permanent. 5 days Office based but with flexibility

Location:

Central London

Our client is seeking an experienced and dynamic Relationship Manager with a background in credit analysis and deep expertise in the loan market, particularly within the scope of syndicated and bilateral loans. The successful candidate will play a key role in managing banking and non-banking client relationships while drafting comprehensive credit analyses and loan applications, ensuring adherence to Loan Market Association (LMA) standards and best practices.

• Assist the department head to manage and grow relationships with corporate clients, understanding their financial needs and identifying banking solutions.
• Actively prepare and participate in client meetings to discuss lending opportunities, financial strategies, and tailored banking products.

• Prepare detailed credit analysis for both syndicated and bilateral loans, assessing the financial health and risk profile of banking and non-banking borrowers.
• Draft high-quality credit applications for loan approvals, including cash flow analysis, debt capacity, covenant compliance, and risk mitigation strategies.
• Ensure that all credit documentation aligns with the bank’s risk appetite and regulatory requirements.

• Collaborate closely with the origination team, credit risk department, and legal teams to structure syndicated and bilateral loan facilities.
• Develop financial models and stress testing to support credit decisions.
• Assist in negotiating loan terms and conditions, ensuring compliance with LMA standards and market practices.

• Provide expert insights on Loan Market Association (LMA) documentation and market practices.
• Review and contribute to loan documentation, ensuring accuracy, clarity, and adherence to market conventions.
• Stay updated on LMA guidelines, ensuring the bank’s practices are current with industry standards.

• Relevant experience as a Credit Analyst or Relationship Manager within wholesale banking with significant exposure to the loan market.
• Strong understanding of Loan Market Association (LMA) practices and documentation.

• Advanced credit analysis skills, including financial statement analysis, cash flow forecasting, and financial modeling.
• Familiarity with structuring and negotiating loan documentation in alignment with LMA standards.
• Proficiency in MS Office (Excel, PowerPoint).

• Strong interpersonal and communication skills, with the ability to build and maintain client relationships.
• High attention to detail and ability to work under pressure in a fast-paced environment.
• Ability to collaborate effectively across multiple departments, including legal, risk, and origination teams.

• Bachelor’s degree in Finance, Economics, Accounting, or a related field.
• Professional qualifications (e.g., CFA, ACCA) are an advantage.