Treasury Manager

About The Role:

We are seeking a commercially minded, highly analytical Treasury Manager to join Paysend’s Treasury team in London. This role combines hands‑on treasury operations with strategic commercial impact, supporting Paysend’s continued growth through effective liquidity management, funding optimisation, safeguarding oversight, FX operations, and technology‑driven process improvement.

The successful candidate will bring strong treasury experience within an EMI, fintech, payments company, or regulated financial services environment, together with strong analytical and problem‑solving capabilities. You will be comfortable working with data to identify opportunities, improve processes, build scalable reporting, and support better decision‑making. Knowledge of SQL and Python would be advantageous.

Beyond day‑to‑day treasury execution, you will play an important role in understanding and improving how treasury decisions influence cash efficiency, funding costs, unit economics, profitability, pricing, and market expansion. You will work closely with Finance, Compliance, Product, Operations, and Commercial teams to optimise cash usage, manage liquidity and financial risk, improve settlement and safeguarding processes, and enable scalable growth across a complex international payments environment.

We are looking for a resilient, proactive doer who can operate effectively in a fast‑paced environment and balance immediate operational priorities with longer‑term strategic thinking. You should be curious, data‑driven, commercially aware, and comfortable taking ownership of complex problems from analysis through to implementation.

This is an opportunity for someone who combines technical treasury expertise, analytical rigour, commercial judgment, and strong stakeholder management to have a tangible impact on how money moves through a rapidly growing global payments business.

• Manage day‑to‑day group liquidity, cash positioning, cash forecasting, FX operations, and funding flows across accounts, currencies, entities, and jurisdictions.

• Ensure funds are available and optimised to support customer demand, settlement obligations, operational requirements, and business growth.

• Monitor and improve liquidity allocation, working capital efficiency, and cash utilisation across the group.

• Support business continuity by maintaining robust treasury processes, controls, and escalation procedures.

• Partner with Finance, Commercial, and Product teams to assess treasury and liquidity implications of new products, regions, partnerships, and pricing decisions.

• Provide commercial insight into funding costs, FX margins, capital efficiency, working capital optimisation, and liquidity usage.

• Support pricing, margin improvement, funding optimisation, and market expansion initiatives through treasury analysis and recommendations.

• Contribute to the company’s banking strategy, including bank partner selection, account structures, liquidity provider relationships, and counter party optimisation.

• Support negotiations with banking partners, liquidity providers, and FX counter parties from a commercial, operational, and risk perspective.

• Monitor and manage liquidity risk, FX exposure, counter party risk, operational risk, and compliance with internal limits and regulatory frameworks.

• Develop and enhance treasury risk frameworks, reporting, control environments, and governance processes.

• Support strategic decisions relating to counter party selection, funding strategy, safeguarding structure, and balance sheet management.

• Ensure treasury activities are conducted with strong controls, clear documentation, and appropriate oversight.

• Assist with the development and maintain treasury analytics, dashboards, reporting tools, and automated workflows.

• Use SQL and Python to support reporting, data analysis, forecasting, reconciliation, scenario modelling, and process automation.

• Provide leadership and stakeholders with clear insights into cash flow, FX exposure, funding costs, liquidity efficiency,…