Senior Credit Analyst; Speciality Finance

The role is part of the Credit Risk Function which sits in the 2nd Line of Defence and is tasked with supporting the Chief Credit Officer “CCO” with credit risk decision making activities, the ongoing development, embedding and monitoring of the Bank’s Credit Risk Management Framework and to ensure Credit Risk activities remain effective and relevant to the Bank’s strategic objectives and the prevailing external economic environment.

The role holder will be a Chair of Credit Approvals Committee “CAC”, whilst also exercising a personal delegated lending authority.

The role holder will act as the primary point of reference and technical expert primarily for Commercial Investment Real Estate, Specialty Finance and Asset Based Lending activities undertaken by the Commercial Banking Franchise.

This will also involve being directly responsible for ensuring the adequacy and relevance of ongoing resourcing, recruitment and management of sector specific focused Credit Risk sanctioning teams. In addition to performing credit risk sanctioning decision making for specific transactions, the role holder will be responsible for the oversight of the ongoing credit risk performance of the said specific asset class portfolios, whilst being influential in the ongoing evolution and development of the quality of credit risk analysis and presentation undertaken by both 1st Line and 2nd Line, providing support and guidance where appropriate.

Furthermore, the role holder will be integral to the continued development and evolution of credit risk processes and systems.

Suitable candidates will have a minimum of 7 years current relevant 2

LOD banking credit experience, with a strong experience of the Speciality Lending/Finance space, and ideally geared towards the Real Estate sector.