Blockchain and Fraud Models Analyst

For decades, the clearing of payments remained unchanged and unchallenged. We asked, what if there was a better way? What if we could make banking infrastructure faster, safer, more reliable, and easier to access for all? Here is where you can think radically and responsibly to find the best solution. What happens when you know you're inherently trusted? Trust creates safety.

Safety encourages you to be brave, to challenge, to fail, to try new things and to execute. At Clear Bank everything revolves around trust. We're not expected to earn it, but we are expected not to break it. We're trusted to own it. To solve issues in the moment. To know a good risk when we see one, and the judgement to know that 'can' doesn't always mean you 'should'.

What you can expect:
Clear Bank is a place where you can do things differently and challenge the status quo. We will give you a high level of autonomy and transparency, and we trust you to make the right decisions for the bank. If that excites you, how about joining our Financial Crimes Operations Models Management team as a Blockchain & Fraud Models Analyst?

Reporting to the Models Management Senior Manager, you will specialise in developing and maintaining the monitoring controls of blockchain-based products and screening fraudulent payments. Your role includes:

• Design, develop, tune and maintain rules and models for blockchain transaction monitoring and fraudulent payment screening, ensuring strong risk coverage and operational efficiency, to support new products and clients
• Analyse blockchain and payment transaction behaviour to identify emerging financial crime typologies, including cross-chain activity, high-risk wallet exposure and transaction velocity risks
• Optimise monitoring performance by working closely with data scientists, engineers and compliance teams, enhancing rule logic, thresholds and outputs
• Own the ongoing effectiveness monitoring of rules and models, including rule health metrics, dashboards and regular performance reporting
• Conduct root cause analysis on monitoring incidents and model performance issues, recommending and implementing data-driven improvements
• Partner with 1st and 2nd Line of Defence teams and external vendors to ensure monitoring controls are well-calibrated, documented and aligned to risk appetite
• Contribute to strategic initiatives that enhance the organisation's financial crime analytics capabilities, particularly across blockchain and innovative payment products
• Strong subject-matter expertise in fraud and blockchain monitoring, including rules, typologies, detection approaches and vendor tooling
• A solid understanding of blockchain use cases and risks, such as digital asset trading, stable coins, mixers and evasion techniques
• Experience designing and tuning transaction monitoring or fraud rules to balance effectiveness and efficiency
• Knowledge of banking payment products and their fraud risk profiles (e.g. transfers, cards, mobile and app-based payments)
• Strong analytical capability, with high attention to detail and the ability to interpret data to distinguish normal versus abnormal behaviour
• Confidence communicating complex monitoring approaches and findings to non-technical stakeholders across technology and business teams
• A proactive, curious mindset with the ability to identify data quality issues and continuously improve financial crime controls

Regretfully we are not able to sponsor applicants for immigration purposes at the current time.

First Interview:
You'll spend one hour with a member of our hiring team focusing on your skills, competencies and your ways of working at the same time we'll give you time to ask more questions about the role, the team and learn more about the Clear Bank culture. This will be via Teams.

Second Interview:
This will be a competency-based interview with one or more members of our team.

Final Stage:
You will have a final meeting with the Head of Department. This will be around 45-60 minutes.

Congratulations! Get ready to transform banking forever!

Our commitment to you as a candidate:
We will always try our best to get back to you within seven days of your interview whether you've been successful or not and provide you with feedback. Sometimes things take a little longer, so we may not have a decision to share but we will get it touch to let you know we need a little more time. We're unable to provide specific individual feedback at the application or screening stage but know that your application was reviewed and considered carefully.

We wish you the best of luck with your application and maybe we'll be celebrating your new role at Clear Bank soon!

Clear Bank is committed to ensuring equal opportunities throughout every stage of the recruitment process. Clear Bank recognises that diversity is vital to the long-term success of the business in the communities and markets in which it operates. Clear Bank is also a firm believer that an inclusive culture…