Senior Credit Risk Manager - FIG Credit

As Senior Credit Risk Manager Financial Institutions Group Credit at MUFG in London, you will be entrusted with broad responsibilities covering strategic planning, risk management oversight, regulatory compliance, people development, and stakeholder engagement. Your day-to-day activities involve supporting the Head of FIG Credit EMEA by implementing robust credit risk strategies tailored to business objectives. You'll use your delegated authority to approve complex transactions swiftly while maintaining rigorous standards across MUS and MUBK portfolios.

You'll champion structured financing solutions for financial sponsors-such as portfolio financing against private credit loans or equity margin loans-and coordinate enhancements to rating methodologies. Your role extends beyond technical tasks; you'll foster a positive work environment by motivating your team members through training opportunities and clear communication of expectations. You'll also represent FIG Credit at senior management levels or before regulators when required.

Success in this role means balancing commercial goals with prudent risk management while nurturing collaborative relationships across regions to advance MUFG's group strategy.

• You will support the implementation of credit risk strategies for FIG Credit that align with business objectives and are understood by all relevant stakeholders.
• You will exercise delegated credit authority across MUFG Securities (MUS) and MUFG Bank (MUBK), approving annual reviews and ad-hoc transactions for all products and clients.
• You will proactively monitor credit risk exposure across portfolios, ensuring risks remain within appetite and breaches are addressed promptly.
• You will lead the onboarding process for new counter parties and conduct periodic reviews of existing ones, including limit setting and rating assessments.
• You will review credit risk terms in legal documentation across loan and trading products to ensure compliance with internal policies.
• You will participate in projects aimed at enhancing credit risk systems or addressing audit/self-identified issues, collaborating internationally with stakeholders from APAC, US, and Japan.
• You will manage 2-3 direct reports, ensuring their motivation, training needs, succession planning, and performance reviews are up-to-date.
• You will act as deputy for Head of FIG Credit EMEA during risk committees, regulator interactions, or when coverage is required.
• You will promote development of internal systems, procedures, controls, and ensure compliance requirements are met by your team.
• You will maintain strong relationships with regional and global stakeholders to share best practices and support the One MUFG strategy.
  Your extensive background as Senior Credit Risk Manager Financial Institutions Group Credit equips you with deep expertise managing large-scale portfolios across multiple product types-from corporate lending to derivatives-while navigating regulatory complexities. You bring long-standing leadership experience that enables you to build cohesive teams through recruitment strategies aligned with human capital plans. Your ability to present nuanced credit arguments at board level or before regulators demonstrates your confidence in representing organisational interests.
  
  You possess advanced analytical capabilities that inform new product adoption decisions alongside comprehensive knowledge of market risk measures. Your familiarity with legal documentation ensures thorough review processes that safeguard compliance standards. In addition to technical prowess, you excel at communicating complex ideas clearly-both internally among colleagues and externally with stakeholders-while maintaining accuracy under tight deadlines. Your calm demeanour supports effective performance even during periods of heightened pressure.
  
  With academic credentials underpinning your practical experience (bachelor's degree essential; master's degree advantageous), you are well-positioned to deliver results that reflect both accountability and empathy.
• Extensive management experience leading teams in complex environments with responsibility for recruitment, development, performance reviews, grievance handling, and succession planning.
• Demonstrated ability presenting credit arguments at senior management level as well as interacting confidently with regulators on behalf of the organisation.
• Deep familiarity with structured financing solutions-including portfolio financing against private credit…