Senior AML Analyst

Lubbock Fine is a 20 partner accountancy and tax advisory practice in the City of London and a founder member of the global Russell Bedford International network. We’re continuing to grow, with plans to reach around 200 professionals in 2026.

We work with clients across a wide range of sectors, offering our people strong exposure and opportunities to develop specialist knowledge. Our culture is friendly, flexible and development-focused, with Smart Working, wellbeing initiatives and transparent progression, including our ‘Path-to-Partner’ programme and secondment opportunities.

Our Compliance Team is growing, and this newly created role will work alongside the other five roles in the team. Collectively the team ensures that the Firm and its clients adhere to all relevant financial, legal, and industry regulations, including data privacy, tax laws, and anti-money laundering standards, protecting the firm's reputation and financial interests.

This role will Initially be offered as a 6-month contract, with the potential to extend into a permanent position, subject to business requirements and performance.

• Take ownership of ongoing AML and KYC reviews, ensuring client files remain compliant with regulatory requirements and internal risk standards.
• Conduct detailed reviews of client files, identifying gaps, inconsistencies and areas requiring further investigation or action.
• Assess whether KYC information remains accurate and up to date, ensuring client risk ratings continue to reflect the nature and level of risk presented.
• Undertake sanctions and watchlist screening, including HM Treasury sanctions lists and relevant international databases.
• Identify clients requiring Enhanced Due Diligence (EDD) and recommend appropriate levels of ongoing monitoring.
• Review client activity and transaction patterns, identifying unusual or potentially suspicious indicators for further investigation.
• Prepare clear, well-evidenced findings and recommendations, escalating concerns where appropriate.

• Lead and manage KYC and AML remediation projects, taking ownership of identified compliance gaps through to resolution.
• Prioritise remediation activity according to risk, materiality and regulatory deadlines.
• Work closely with client-facing teams and internal stakeholders to obtain outstanding information and resolve complex documentation issues.
• Refresh and update outdated KYC information, ensuring client records accurately reflect current circumstances.
• Monitor remediation progress, maintaining detailed records and clear audit trails.
• Report regularly to the Head of Risk & Compliance on progress, emerging risks, outstanding issues and areas requiring escalation.

• Play a key role in the client onboarding process, reviewing KYC questionnaires and documentation to ensure information is complete, accurate and consistent.
• Conduct independent verification of client identity and assess the overall client profile and risk exposure.
• Evaluate and document business activities, source of funds and source of wealth.
• Identify and verify Ultimate Beneficial Owners (UBOs) and Persons with Significant Control (PSCs).
• Conduct PEP, sanctions and adverse screening as part of the onboarding and risk assessment process.
• Identify higher-risk, complex or unusual client relationships and escalated to the MLRO for further review and approval.
• Provide a robust first line of challenge, helping ensure appropriate controls are in place before client relationships are approved.

• Maintain high-quality KYC and AML records, ensuring files are accurate, complete and supported…