PERM - CD - Credit Business Analyst​/Change Management Assistant - Associate

SMBC: A trusted partner for the long term

Here at SMBC Group, we want to help you find the next step in your career so read on to discover if this opportunity is the one for you. We like to recognise potential in our people, so we welcome your application even when your experience doesn't perfectly align with the job description. Whilst we'll always strive to be better, we're proud of our inclusive culture, and encourage our applicants and colleagues to be their authentic, unique selves.

United by a sense of purpose towards our customers - to be a trusted partner for the long-term - and our universal banking platform in EMEA, SMBC Group has an international growth agenda and award-winning products, meaning we provide exciting opportunities to work on a diverse range of projects and initiatives. We deliver a full suite of corporate finance products and solutions to our customers as well as investment banking and advisory services, and a range of innovative solutions in global capital markets.

Read on to find out how you could enhance your skills and gain valuable experience, by joining us to support our clients transition to a sustainable future.

The role supports the effective operation and continuous improvement of credit risk systems, controls and related processes across EMEA. Working with experienced colleagues, the candidate will help translate business, credit policy and regulatory requirements into practical solutions while supporting reporting, credit control and service management activities.

• Support system and process change, including ECB-driven requirements, data analysis, testing, implementation and user support.
• Prepare and maintain management information, including KRI, KPI, SLA and trigger reporting.
• Support credit control, policy governance, documentation and stakeholder enquiries.
• Contribute to data quality, operational controls, issue resolution and process improvement.

This is a development role for an early-career candidate with analytical and technical potential, an interest in financial services and a willingness to learn credit risk policies and processes.

The anticipated salary range for this role is £36,000 - £54,000, with the final offer determined based on the candidate's skills, experience, role scope, location, and relevant market factors. In addition to base salary, the role may be eligible for a discretionary incentive award and a competitive benefits package, including core benefits such as pension provision.

The role sits within the Credit Planning Policy & Governance Team, which supports the implementation of global and EMEA credit policies and regulatory requirements, including ECB expectations, alongside the operation of credit controls, reporting and credit risk systems across EMEA.

The candidate will work with Credit, Risk Management Department as policy owner, Front Office, IT, Tokyo Head Office and other control and support functions across EMEA.

The position provides broad exposure to business and data analysis, management reporting, credit control, service level monitoring, system change and testing, policy governance, documentation and training.

• Regional scope covering credit risk systems, data, controls, reporting and processes across EMEA.
• Regular interaction with Credit, Risk Management, Front Office, IT, Tokyo Head Office and other support and control functions.
• Involvement in business-as-usual control and reporting activities alongside policy, regulatory, data and system change initiatives.

• Support well-controlled changes to EMEA credit risk systems and processes, from requirements and data analysis through testing, implementation and user support.
• Prepare and maintain accurate…