Senior Data Scientist

SENIOR DATA SCIENTIST

UP TO £70,000 + EQUITY

Join a fast-growing fintech redefining lending through smarter, more personalised credit decisions. Take ownership of end-to-end modelling and shape how data directly drives real-world lending outcomes.

A UK-based fintech lender building an innovative consumer lending product focused on flexibility and affordability. The business is customer-first, using income and affordability data to make fairer lending decisions beyond traditional credit scores. With a proven model in place and strong growth plans, they offer a unique opportunity to join at an early but established stage.

As a Senior Data Scientist, you will take ownership of credit risk and decisioning models, working across the full lifecycle from development through to deployment. This is a highly hands‑on role with significant influence on how data drives commercial lending decisions.

Specifically, you can expect to be involved in:

• Building and optimising credit risk models, including scorecards and machine learning approaches
• Deploying models into production and monitoring performance over time
• Developing data pipelines and integrating multiple data sources into decisioning frameworks
• Working closely with stakeholders to ensure models directly influence lending strategy and outcomes

• Strong experience developing credit risk models, including scorecards and ML models
• Proficiency in Python and SQL for data analysis, modelling, and data manipulation
• Experience working with cloud-based infrastructure (e.g. AWS)
• Understanding of model deployment and production environments
• Ability to translate technical work into commercial lending and commercial insights
• Familiarity with financial services data such as bureau, Open Banking or affordability data

The successful Senior Data Scientist will receive up to £70,000 and a comprehensive benefits package.