Loan Originator NE

Join to apply for the Loan Originator NE role at Prime Lending, A Plains Capital Company

Under the direction of the Branch and/or Production Manager, markets and promotes Prime Lending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of Prime Lending and its customers.

Responsibilities

• Evaluates Prime Lending’s and other loan products and services and determines which financial products best meet the customer’s needs and financial circumstances.
• Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required.
• Markets and promotes Prime Lending’s financial products;
• Originators are expected to meet the Company’s minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using Prime Lending’s product set.
• Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
• Collects and analyzes information regarding the customer’s income, assets, investments or debts.
• Advises the customer regarding the advantages and disadvantages of different loan products.
• Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information.
• Oversees the loan process by monitoring loan status and ensures conformity with terms.
• Communicates loan status to all interested parties, and obtains loan documentation after closing.
• Presents terms and conditions of loans with customers.
• Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages.
• Maintains a professional image and adheres to standards consistent with company policies and procedures.
• May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s).
• Other duties as assigned.

Qualifications

• High school diploma or equivalent and appropriate licenses as required by state.
• Valid driver’s license and current automobile liability insurance.
• A minimum of 12 months loan originator experience required.
• Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
• Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
• Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
• Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
• Continue to expand knowledge of issues influencing the industry and the organization.

About Us

Prime Lending, a Plains Capital Company, is a people-first company on a mission to make the home loan process simple and stress-free. Since 1986, we’ve been working together as a team to support our customers, co-workers and communities and make a positive impact on all the lives of all we serve.

Award-Winning Culture

Known for having an empowering, supportive culture, Prime Lending is a place where each individual has an important voice, can be themselves and thrives. Our organization exudes an infectious spirit of optimism and humanity, making Prime Lending a great workplace.

• #7 2023 Energage Top Workplaces in the USA
• # 11 2023 Energage Top Workplaces in Financial Services
• Top 25 2023 Fortune Best Workplaces for Women
• Top 25 2023 Fortune Best Workplaces in Financial Services
• Top 50 2023 Fortune Best Workplaces for Millennia ls
• #11 2023 Fortune Best Workplaces in Texas
• Scotsman Guide 2024 Top Workplaces
• #7 2023 Dallas Morning News Top Workplaces

Key Facts About Prime Lending

• Established in 1986
• Part of Hilltop Holdings Inc. (NYSE: HTH) a diverse financial services company
• #11 2023 Top…