Senior Loan Officer, Auto Refinancing

About the Role

We are seeking candidates with previous experience in auto loan refinancing. In this role as a Senior Loan Advisor you will be handling inbound calls and warm leads (no cold calling!), consulting with and assisting customers in refinancing their auto loans.

• Leverage a consultative sales approach to advise customers on the purchase of additional protection products including vehicle protection services and other offerings.
• Provide customers with a thorough explanation of the terms of their loans, as well as aftermarket products and extended service contracts.
• Act as a product sales expert, maintaining elevated product sales attachment goals and expectations.
• Effectively manage and maintain a large pipeline of prospective customers, and maintain acceptable levels of conversion.
• Conduct business in an ethical and professional manner, in congruence with our lender guidelines, finance laws, and internal compliance guidelines.
• Process finance deals accurately and fairly through financial sources to secure funding.
• Perform needs assessments, overcome objections and manage the expectations of customers.
• Other duties may be assigned.

This role can be based out of our Caribou offices in Denver, CO or Phoenix, AZ, or remotely within the greater Denver, or Phoenix areas.

This role will primarily work within normal business hours which are currently 7AM - 7PM (MT), Monday through Friday (hours of operation subject to change in the future). In addition, you will be required to work at least one weekend shift (Saturday or Sunday) every four weeks, during the hours of 8AM to 5PM (MT). In exchange, you will receive a flexible day off to make up for working the weekend shift.

• 2 years refinance experience, demonstrating success in a loan officer role.
• Experience handling and maintaining a high volume pipeline.
• Excellent customer service skills and ability to quickly build rapport with customers.
• Clear communication and active listening skills.
• Ability to process information efficiently and incorporate in real time with customers.
• Ability to learn new technology and use a variety of software platforms.
• Bilingual in Spanish/English is a plus.

• Competitive compensation: $50,000 base with monthly commission structure, average annual earnings for the first year are $90,000 with the ability to exceed the average due to uncapped commission potential.
• Paid training and onboarding period of 16 weeks to set you up for success. You will be eligible to participate in the sales commission plan during your first full month of employment.
• Equity options in the Company.
• Generous paid time off including Flexible Time Off (FTO) for all employees and 100% paid parental leave for all parents.
• Exceptional benefits including highly subsidized medical, dental, and vision plans, and fully company-paid mental health, disability, and basic life insurance.
• Optional benefits to suit your individual circumstances such as HSAs (with Caribou HSA contributions), FSAs, supplemental life and health, legal, and pet insurance.
• Up to $1,000 per year for eligible professional development expenses.
• Employee referral program.

• Give a damn. What we’re doing matters. We show up determined to deliver results, and we love it.
• Velocity. We’re intentional about where we’re going and we race towards it.
• Make the assist. We have diverse strengths. We offer and ask for help so we all win.

Caribou is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, sexual orientation, pregnancy status, marital status, military or protected veteran status, genetics, or any other characteristic protected by law. A pre-employment background check is required as a condition of employment.

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