Mortgage Closer | Sage Loans

Mortgage Closer – Sage Home Loans

Join to apply for the Mortgage Closer | Sage Home Loans role at Sage Home Loans Corporation.

This role requires a hybrid schedule and will be based in our South Charlotte, NC Headquarters (Tuesday through Thursday) and work fully remotely on Mondays and Fridays each week. As a Mortgage Loan Closer at Sage Home Loans, you’ll play a key role in delivering seamless, accurate, and timely loan closings that reflect our mission to make mortgage simple. This role embodies our values—
putting clients first through exceptional service,
thinking like an owner by managing each detail with care and accountability, and winning the right way by maintaining integrity and compliance in every transaction. You’ll collaborate across teams to ensure every closing experience is clear, efficient, and human-centered, always striving to get better every day and leave the woodpile higher than you found it
.

• Serve as a key point of contact for all parties throughout the closing process, including Loan Officers, Realtors, Borrowers, Attorneys, and Title Companies.
• Manage loan closings to meet contract deadlines and rate lock expiration dates.
• Close Conventional, FHA, and VA residential mortgages.
• Ensure loan files and documentation comply with company, investor, and regulatory standards.
• Verify that documents are drawn within posted turn times and consistently meet deadlines.
• Process a minimum of 3 files per day during standard business operations, with flexibility for changing volume as directed by management.
• Reconcile and approve Closing Disclosures, ensuring accuracy and compliance.
• Review Closing Disclosures with borrowers and schedule closings.
• Prepare and deliver complete, compliant closing packages.
• Maintain organized and accurate digital filing of all documentation using system checklists and job aides.
• Collaborate with processing, underwriting, and post-closing departments to resolve issues and ensure completeness of closing packages.
• Develop an in-depth understanding of the entire loan lifecycle to anticipate and manage dependencies within the closing process.
• Perform other duties as assigned.
• Maintain customer satisfaction scores of 4.75 or higher.

• Solid understanding of TRID guidelines and compliance requirements.
• Experience with Conventional, FHA, and VA loan programs (preferred).
• Working knowledge of Encompass loan origination software (preferred).
• Exceptional attention to detail and commitment to accuracy.
• Strong written and verbal communication skills.
• Ability to manage multiple priorities independently while meeting deadlines.
• Proactive and dependable work ethic with a strong sense of urgency.

• USA Compensation Range: $31.25
• Note actual compensation is based on geographic location, qualifications, and experience.

• Health Insurance Coverage (medical, dental, and vision)
• Life Insurance
• Short and Long-Term Disability Insurance
• Flexible Spending Accounts
• Paid Time Off
• Holiday Pay
• 401(k) with match
• Employee Assistance Program
• Paid Parental Bonding Benefit Program
• Flexible Paid Time Off (PTO):
  We believe time to rest and recharge is essential. That’s why we offer a generous and flexible PTO policy. Full-time employees accrue 20 days of PTO for a full calendar year annually, with an increase to 25 days after five years of service.

Sage Home Loans Corporation is a digital mortgage lender solution redefining the mortgage origination experience. By building new technology solutions, we’re creating simple and clean customer experiences to simplify the mortgage application process. Our team has developed a fully digital online application that enables the user to complete their application and start looking for the right mortgage that matches their needs 24/7.

We then marry the digital journey with exceptional human interaction from our expert Loan Officers to create the best possible borrower experience.

Founded in 2000, Red Ventures (RV) is home to a diverse portfolio of industry‑leading brands and businesses, strategic partnerships and proprietary technology, including Sage Home Loans, Bankrate, Lonely Planet, The Points Guy, Best Colleges and…