Sr. Product Manager - Liquidity; Commercial Deposits

Overview

The Product Specialist IV Liquidity - Commercial Deposit Solutions is a senior‑level role responsible for driving the strategy and performance of key liquidity products in our commercial banking space. This position requires extensive experience in deposit solutions such as demand deposit accounts, account analysis, money market accounts, etc. and the associated skills to support the product set including liquidity management, advanced analytical skills, and the ability to lead complex product initiatives.

The Product Specialist will play a crucial role in shaping the commercial bank's liquidity deposit solutions and contributing to the bank's thought leadership in liquidity management.

• Product Strategy and Innovation Lead the development of strategic plans for assigned liquidity products Drive innovation in liquidity management solutions Identify and evaluate new product opportunities based on market trends
• Advanced Analytics and Insights Conduct complex financial modeling and scenario analysis Develop advanced analytics to support product decisions and pricing strategies Provide expert insights on market trends and competitive landscape
• Client Advisory and Engagement Serve as the primary product expert for strategic client engagements Develop and deliver high‑level presentations to key clients and prospects Collaborate with Sales and Relationship Management on complex client solutions
• Cross‑functional Leadership Lead cross‑functional teams on strategic product initiatives Collaborate with Risk, Treasury, and Technology teams on product enhancements Mentor junior product specialists and contribute to team development

• Strategic thinking, planning and process improvement (Advanced)
• Analytical skills - business (Advanced)
• Communication skills - interpersonal (Advanced)
• Problem solving (Advanced)

• Liquidity management expertise (Advanced)
• Financial modeling and analysis (Advanced)
• Product development and innovation (Advanced)
• Client relationship management (Advanced)

Bachelor's Degree and 4 years of experience in liquidity deposit products OR High School Diploma or GED and 8 years of experience

• MBA
• Liquidity Products and Banking Ecosystem, Macro and Microeconomics
• Advanced understanding of commercial account analysis
• Advanced presentation skills
• Public speaking to executive leadership
• Project management & execution
• Regulatory knowledge in financial services
• Risk management and internal controls

If hired in NY, the base pay for this position is generally between $135,000 and $180,000. If hired in NC, the base pay for this position is generally between $112,000 and $150,000. If hired in AZ, the base pay for this position is generally between $123,000 and $165,000. Actual starting base pay will be determined based on skills, experience, location, and other non‑discriminatory factors permitted by law.

For some roles, total compensation may also include variable incentives, bonuses, benefits, and/or other awards as outlined in the offer of employment.

Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at