Mortgage Loan Officer

Job Description

Mortgage Loan Officer
_Motivation Mortgage | Charlotte, NC | Full-Time
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** Grow Your Pipeline. Grow Your Career.
**

At Motivation Mortgage , we’re built for ambitious loan officers who want more—more opportunity, more support, and more ways to grow their business. Whether you're a seasoned pro with deep referral networks or someone looking for a fresh environment that provides leads and operational backing, we’re here to help you succeed.

We’re actively hiring experienced Mortgage Loan Officers with 3+ years in the industry , offering the flexibility to self-generate business and the support of warm leads through our referral partner network. We’ve built strong relationships with trusted real estate agents, financial professionals, and investor groups—giving you a steady flow of opportunities while you continue building your own book of business.

Bonus Opportunity:
If you have experience working with real estate investors —handling products like DSCR loans, fix-and-flip financing, or other investor-focused solutions —you’ll have a unique opportunity to tap into a growing pipeline from one of our established investor groups. Not required, but a major plus for candidates with that background!

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* Key Responsibilities:

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• Cultivate relationships with home buyers, real estate agents, financial advisors, and other referral sources to generate mortgage applications

• Leverage warm leads provided by our relationship managers while continuing to grow your personal network and pipeline

• Conduct needs assessments to recommend suitable loan products, including conventional, FHA, VA, and niche products like DSCR and fix-and-flip loans

• Guide clients through the mortgage process from application to closing, delivering outstanding service at every step

• Collaborate with our in-house processing and operations team to ensure fast, efficient closings

• Stay informed on market trends, mortgage guidelines, and loan product offerings to provide expert advice to clients and partners

• Maintain compliance with all regulatory requirements and internal policies

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* What We’re Looking For:

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• ** 3+ years of mortgage origination experience
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• Proven ability to self-generate business through relationship building, networking, and referrals

• Strong communication and interpersonal skills

• NMLS license (active and in good standing)

• Familiarity with investor products (DSCR, fix-and-flip, etc.) is a plus , but not required

• Highly organized and motivated with a desire to grow your career and income

** Why Motivation Mortgage?
**

• Warm Leads: Benefit from a steady stream of opportunities through our established referral partner network

• Investor Pipeline: Take advantage of exclusive investor relationships if you have experience working with investment clients

• Competitive Compensation: Aggressive commission structure designed to reward top producers

• Operations & Processing Support: Partner with an experienced operations team that prioritizes fast turn times and smooth closings

• Direct Access to Leadership: Work alongside ownership and leadership for ongoing mentorship, training, and support

• Marketing Resources: Access to social media content, co-branded marketing materials, and event opportunities to help grow your brand

• Career Growth: Opportunities for leadership roles, expanded territories, and ongoing professional development as we continue to scale

About Motivation Mortgage:
Motivation Mortgage is a dynamic mortgage brokerage based in Charlotte, NC, built to support the growth of our clients, partners, and team members. With competitive pricing, top-tier operational support, and a focus on building lasting relationships, we’re here to help you take your career to the next level.