Mortgage Loan Officer

Mortgage Loan Officer - North Carolina at Regions Bank

Regions Bank is dedicated to building career opportunities for high-performance individuals. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, you may be an ideal fit.

Direct origination of residential mortgage loans from a borrower through a branch network.

• Complete mortgage applications for submission to the loan processing and underwriting departments.
• Evaluate loan requests, analyze financial data, and determine qualification of collateral and customer credit history.
• Maintain contact with loan customer, communicating progress and obtaining required documentation.
• Structure loans to comply with acceptable lending practices and Federal regulations.
• Establish detailed marketing/business plan including names of potential and existing loan customers, realtors, builders, developers.
• Answer customer calls and walk‑in customers to discuss various loan products and qualification information.
• Make sales calls on potential or existing customers to develop new business or retain existing business.
• Cross‑sell other bank products and services.
• Read surveys and appraisals and take steps to correct encroachments and violations.
• Participate in networking through professional, business and community organizations to promote loan products.

• High School Diploma or GED.
• One year of mortgage lending experience with proven mortgage production.
• Experience developing external business via referral partners (realtors, builders, financial planners).

• Bachelor’s degree.
• Prior Mortgage Loan Officer experience.

• Good organizational skills.
• Knowledge of mortgage products, systems, terminology, tax requirements, down payment assistance programs, etc.
• Understanding of agency and investor regulations and guidelines.
• Ability to build and maintain relationships to deliver high levels of service.
• Ability to multi‑task competing priorities and meet tight deadlines.
• Proficient in Microsoft Office products.
• Sales acumen.
• Strong written and verbal communication skills.
• Strong preference for MLOs with recent proven production of $10M or greater annually.

Full time

Commission-based incentive plan with potential earnings between $20,000 and $100,000+ per year.

• Paid Vacation/Sick Time
• 401K with Company Match
• Medical, Dental and Vision Benefits
• Disability Benefits
• Health Savings Account
• Flexible Spending Account
• Life Insurance
• Parental Leave
• Employee Assistance Program
• Associate Volunteer Program

Glenwood, Raleigh, North Carolina

Regions Bank is an Equal Opportunity Employer/including Disabled/Veterans. Job postings may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.