Compliance Manager - Regulatory Compliance Monitoring

Work Location:

Charlotte, North Carolina, United States of America

Hours:

40

Pay Details:

$91,000 - $145,600 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience  compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business:

Compliance

Job Description:

Department Overview:

Why Work with Us?

At TD Bank US Compliance, we're on a mission to build a more resilient and scalable compliance risk management function. As part of our team, you'll play a key role in reshaping compliance structures and processes, driving innovation at every level. Here, each team member has a chance to make a tangible impact - both in day-to-day operations and in the design of a future-focused compliance program.

This not just about implementing a new program - it's about creating a culture of compliance that will cascade throughout the organization.

The Ideal Candidate

The ideal candidate will thrive in a fast-paced, start-up-like setting as we build a new compliance structure that aligns with the bank's size, complexity, and risk profile. In this role, you'll need to be strategic, tactical, collaborative and creative in your approach. You will manage day-to-day operations while also helping design and implement a forward-thinking compliance program for the future.

Beyond technical expertise, we're looking for someone with an entrepreneurial mindset-someone who can "roll up their sleeves", takes the initiative and can anticipate needs before they arise. A comfort level with ambiguity and the ability to excel in a dynamic, evolving landscape are essential as the US Compliance team redefines the bank's compliance program and structure.

Most importantly, the right candidate is seeking an intellectual challenge, has a desire to learn, and is committed to building something impactful from the ground up. At TD Bank, you'll have the unique opportunity to help shape the future of the bank while collaborating with a team of enthusiastic colleagues dedicated to setting new industry standards.

This position will support Compliance for Credit Cards and Unsecured Lending, specifically related to regulatory compliance monitoring. This role will execute monitoring, conduct regulatory research, support and provide objective guidance to assigned portfolio, business or function. This role will be largely focused on the on-going monitoring of consumer business lines which would require the following:

* Ability to execute and enhance the Bank's monitoring program

* Manages and/or perform independent compliance reviews of regulatory requirements impacting the products supported

* Conducts regulatory research

* Provides guidance, makes recommendations, and collaborates with business to facilitate compliant solutions that meet the business needs on a complex project or program

Please review Desired Skills & Experience below as you consider this opportunity. The above details are specific to the role which is outlined in the general description below.

Job Description Summary

The Compliance Business Oversight Manager provides advice, support and objective guidance to assigned portfolio, business or function on development and maintenance of all aspects of Compliance/Center of Excellence programs in line with the Bank's risk philosophy and strategic direction.

Depth & Scope:

* Works independently and is accountable for managing a specialized Compliance function or area

* Provides comprehensive coverage for a significant business or functional area across all legal entities and jurisdictions where TD operates

* Provides advanced analysis and/or specialized reporting to support business partners, functional areas or centers of expertise

* Provides guidance and support to analysts on matters related to portfolio and specialty

* Typically a subject matter expert for a key functional Compliance area and business

* Contact for business management, dealing with non-routine information

* Manages/assists with regulatory reviews including inquiries, audits, and exams

* Identifies and leads problem resolution for project/program complex requirements related issues at all levels

Education & Experience:

* Undergraduate degree or equivalent work experience

* 7+ years of experience

Desired

Skills & Experience:

* Previous experience with regulatory compliance for credit cards or residential loans

* Previous audit, monitoring or testing experience

Customer Accountabilities:

* Proactively advises the business of new…