Loan Processor II | Sage Loans

Loan Processor II | Sage Home Loans

Position at Sage Home Loans Corporation. This role requires a hybrid schedule and will be based in our South Charlotte, NC Headquarters (Tuesday through Thursday) and work fully remotely on Mondays and Fridays each week.

As a Loan Processor on our high‑performing Mortgage Operations team, you’ll be at the heart of delivering life‑changing outcomes for our clients—guiding them through one of the most important financial decisions of their lives with care, precision, and speed. You’ll manage a pipeline of 30+ refi loans, collaborating daily with Mortgage Loan Originators, Underwriters, Closers, and other teammates who share a relentless focus on client‑first service and doing the right thing, always.

Our team is a tight‑knit group of pros who take our work seriously—but not ourselves—and we hold each other accountable to getting better every day. You’ll be empowered to solve problems, drive loans to closing, and leave the woodpile higher by making a measurable difference in our clients’ lives.

• Accurately package a pipeline of refi loans funneled to you by Mortgage Loan Originators, managing an average of 30+ loans at a time
• Ensure timely, proactive phone and email communication with borrowers throughout the loan origination process
• Handle all loan documentation and meet deadlines consistently
• Establish strong upfront relationships with borrowers and guide them through the loan process
• Determine borrower creditworthiness by gathering and analyzing credit reports, qualifying ratios, income and expense data, employment documentation, and property values
• Verify and analyze all required financial and legal documentation from pre‑approval to closing, ensuring loan files are complete and satisfy underwriting conditions
• Proactively identify and mitigate potential issues that may arise during the origination process
• Collaborate with internal and external teams to drive loans to a timely and successful closing
• Provide operational feedback to management and suggest alternative models to improve efficiency and conversion rates

• 2–3 years of experience actively managing a pipeline of residential mortgage loans
• A solid understanding of the mortgage loan process and various loan types, including FNMA, FHLMC, FHA, and Jumbo
• Knowledge of agency conventional underwriting product guidelines
• Proficient in the Encompass loan origination system and the Microsoft Office suite
• Proactive and engaging communicator with the ability to thoughtfully guide borrowers through the loan process
• Highly organized, detail‑oriented, and capable of solving problems independently

Total Cash Compensation Range: $24.03 per hour plus role base incentives.

• Health Insurance Coverage (medical, dental and vision)
• Life Insurance
• Short and Long‑Term Disability Insurance
• Flexible Spending Accounts
• Paid Time Off
• Holiday Pay
• 401(k) with match
• Employee Assistance Program
• Paid Parental Bonding Benefit Program

Sage Home Loans Corporation is a digital mortgage lender solution that redefines the mortgage origination experience. By building new technology solutions, we create simple, clean customer experiences to simplify the mortgage application process. Our fully digital online application enables users to complete their application and start searching for the right mortgage at any time. We then marry the digital journey with exceptional human interaction from our expert loan officers to create the best possible borrower experience.

Sage Home Loans is part of Red Ventures, a company that thrives on innovation, diversity and customer focus.

Red Ventures is an equal opportunity employer that does not discriminate against any employee or applicant because of race, creed, color, religion, gender, sexual orientation, gender identity/expression, national origin, disability, age, genetic information, veteran status, marital status, pregnancy or any other basis protected by law. Employment at Red Ventures is based solely on a person's merit and qualifications. We are committed to providing equal employment opportunities to qualified individuals with disabilities and to providing reasonable accommodation where appropriate.

Should you require reasonable accommodation to apply or participate in the job application or interview process, please contact