Credit Products Commercial Portfolio Manager - Government & Institutional Banking

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Job Description:

At Regions, the Credit Products Commercial Portfolio Manager is a client-facing role that is responsible for independently leading all aspects of the entire commercial credit process both internally and externally with prospects and clients. The Portfolio Manager partners closely with Regions' relationship managers to execute on the Bank’s commercial loan origination strategy by working directly with Regions' prospects, clients, and centers of influence to develop optimal financing structures to address borrowing needs.

Primary Responsibilities Executes on the Bank’s commercial loan origination strategy by working directly with Regions' prospects, clients, and centers of influence to develop optimal financing structures to address borrowing needs

Underwrites, structures, and documents prospect and client transactions above a designated threshold, generally the most complex and largest of client relationships and circumstances

Manages the assigned portfolio by monitoring performance and trends, proactively defining client credit solutions, identifying issues and developing remediation and underwriting on a timely basis

Ensures all credit process metrics are within prescribed tolerances

Maintains accountability for the risk evaluation and associated compliance requirements as defined in respective roles and responsibility matrix for AML, CRA/HMDA, Reg B, and other regulatory/compliance requirements within assigned portfolio and for prospects

Reviews interim new money requests for relationships managed up to a defined limit

This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay. This position is incentive eligible.

Requirements Bachelor’s degree in Finance, Accounting or a related field

Five (5) years of experience in commercial underwriting

Subject Matter Expert level understanding of accounting and finance, financial statement and cash flow analysis

Preferences

Completion of a major corporate credit training program (or the equivalent corporate banking/corporate finance experience)
Skills and Competencies Ability to work collaboratively with multiple stakeholders

Strong analytical and problem solving skills

Strong verbal and written communication skills

Well organized, detail-oriented, and ability to multi-task Government and Institutional Banking experience preferred

This position may be filled at a higher level depending on the candidates qualifications and relevant experience

Position Type Full time Compensation Details Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which…