VP – Consumer Bank – FP&A & Treasury

Role Summary/

Purpose:

This role is responsible for supporting the Treasury facing FP&A and analytics for Consumer Bank, serving as a primary finance partner on funding and pricing. The VP, Treasury Deposits FP&A Leader drives balance and interest expense forecasting, pacing and planning deliverables, and executive/committee support (including ALCO and deposit pricing governance) to enable disciplined, cost-effective funding execution. The role owns key deposit performance reporting and dashboarding, competitive rate and deposit beta analytics, and cost-of-funds/FTP insights to inform pricing and portfolio actions.

In addition, this position supports enterprise risk and resiliency requirements by developing and documenting deposit assumptions for internal liquidity stress testing, capital stress testing (e.g., CCAR), and Recovery & Resolution Planning, while ensuring strong controls, audit readiness, and data governance across deposit analytics and reporting.

Essential Responsibilities:

Own Retail Deposits FP&A for Treasury across short- and long-range planning, monthly/quarterly forecasting, intra-quarter pacing, and executive/committee deliverables (e.g., ALCO).Lead deposit balance, rate, and interest expense forecasting including driver-based methodologies, assumptions governance, variance explanations, and senior-management-ready narrative.

Coordinate deposit pricing governance routines (e.g., Retail Deposits Pricing Committee/Sub-Committee), preparing materials on competitive rates, betas, elasticity, and cost-of-funds to support pricing decisions.

Partner with Deposits Analytics and cross-functional Treasury teams to align methodologies, prioritize work, and ensure consistent interpretation of performance and forecasts.

Support capital stress testing (e.g., CCAR) through deposit-related projections and assumptions, including runoff frameworks, interest expense impacts, and supporting documentation and controls.

Support Recovery & Resolution Planning (RRP) by providing deposit mapping, balance and runoff analytics, and evidence packages required for resolution planning submissions and governance.

Lead portfolio segmentation and product analytics to inform strategy, improve customer retention/stickiness, and identify opportunities to optimize funding mix and reduce funding cost.

Develop and institutionalize dashboards and performance reporting that diagnose portfolio performance and isolate drivers (marketing, pricing, product features, relationship levers), enabling self-service insights for stakeholders.

Own key liquidity risk assumptions for deposits including internal liquidity stress testing inputs, scenario design support, runoff/maturity behavior, and documentation for governance and 2

LOD review.

Lead Treasury allocation and valuation analytics including FTP allocation calculations, decay rate analytics, and cost-of-funds attribution (benchmark vs. spread) to support profitability and pricing decisions.

Perform other duties and/or special projects as assigned

Qualifications/ Requirements:

Bachelor’s degree and minimum 7 years of experience in finance, accounting and/or corporate treasury or banking environment or in lieu of degree, 12 years equivalent experience.

Minimum 7 years of Financial modeling skills

Ability and flexibility to travel for business as required

Desired Characteristics:

Bachelor's Degree in Finance or Accounting Financial services industry experience

Experience at a direct-to-consumer digital bank or a digital banking division of a large bank, where deposit pricing is central to the competitive model.
3-5 years of experience with deposit products and/or finance, product management or marketing analytics

Experience in retail deposits, regulatory, risk or statistical…