Technical Business Analyst ACH Technologies

Location: Charlotte, NC (Hybrid – 2 to 3 days/week onsite)

Duration: 6-Month Contract (Strong potential for extension)

Pay Rate: $55.00 – $65.00/hr W2 (Strictly W2 Only – No C2C, 1099, or Sub-Contracting)

We are seeking a versatile Technical Business Analyst with deep domain expertise in Automated Clearing House (ACH) processing and core banking payment workflows to join an enterprise Payments & Deposits Technology team.

This role requires a balanced 50/50 mix of functional business analysis and technical systems execution
. You will serve as the key liaison between product owners, compliance teams, and middleware/backend integration engineers, driving the refinement, technical mapping, and validation of high-volume ACH payment engines, deposits platforms, and transaction processing systems.

• Technical Requirement Gathering & Documentation: Partner with business, compliance, and engineering teams to translate complex ACH payment rules, NACHA guidelines, and deposit processing needs into detailed technical user stories, API specifications, and data flow diagrams.

• Data Mapping & Interface Analysis: Conduct end-to-end data element mapping for ACH file processing (e.g., NACHA file structures, SEC codes, Nacha IATs, ISO 20022 message flows), payment APIs, and core deposit database tables.

• Technical Systems Validation & SQL Querying: Write and execute intermediate-to-advanced SQL queries across relational databases to analyze payment data, research settlement exceptions, validate transaction states, and support integration testing.

• Payment Engine & API
  
  Collaboration:
  
  Work directly with middleware, integration bus (e.g., IBM ACE/MQ), and API developers to define data transformations, payload schemas (JSON/XML), and error-handling protocols for core payment flows.

• SDLC & Agile Delivery: Active participation in Agile/Scrum sprint ceremonies, grooming backlogs, defining acceptance criteria, and supporting UAT/production checkout for high-priority payment releases.

• Domain Expertise (Must-Have): 3+ years of direct experience working within ACH (Automated Clearing House), NACHA rules, core deposit systems, or enterprise payment processing architectures.

• Technical Capabilities: Proven experience conducting data mapping, reading API endpoints (REST/SOAP, JSON/XML), and executing SQL queries for data analysis and database validation.

• Role Balance: Demonstrated ability to operate comfortably in a hybrid 50% functional / 50% technical capacity—communicating effectively with both business executives and backend integration engineers.

• Tools & Methodologies: Hands-on experience in Agile environments utilizing Jira, Confluence
  , and standard SDLC delivery framework tools.

• Education: Bachelor’s degree in Computer Science, Information Systems, Business Administration, Finance, or equivalent work experience.

• Work Arrangement: Hybrid schedule in Charlotte, NC (2–3 days onsite per week).

• Employment Type: Direct W2 Contract only (C2C, 1099, and referrals are strictly prohibited).

Upon completion of waiting period consultants are eligible for:

• Medical and Prescription Drug Plans
• Dental Plan
• Vision Plan
• Health Savings Account
• Health Flexible Spending Account
• Dependent Care Flexible Spending Account
• Supplemental Life Insurance
• Short Term and Long Term Disability Insurance
• Business Travel Insurance
• 401(k), Plus Match
• Weekly Pay

About Manpower Group, Parent Company of:
Manpower, Experis, Talent Solutions, and Jefferson Wells.

Manpower Group® (NYSE: MAN), the leading global workforce solutions company, helps organizations transform in a fast-changing world of work by sourcing, assessing,…