Principal Architect
Job in
Charlotte, Mecklenburg County, North Carolina, 28296, USA
Listed on 2026-10-16
Listing for:
Wells Fargo
Full Time
position Listed on 2026-10-16
Job specializations:
-
IT/Tech
Job Description & How to Apply Below
This senior leadership role will define the technical vision, target-state architecture, and modernization roadmap for critical transaction-processing platforms supporting payments, commercial deposits, treasury services, and customer liquidity management. The Principal Architect will provide technical direction to architects and engineers while partnering across Product, Engineering, Security, Risk, Operations, and the business to ensure technology strategy supports client needs and long-term business objectives.
We are looking for a strategic technology leader who combines deep technical expertise with the ability to influence senior stakeholders, drive architectural decisions, and lead modernization across complex, highly regulated this Role, You Will Act as a trusted advisor to senior executives and technology leadership in defining architecture strategy and delivering highly complex business and technology solutions across multiple organizations.
Lead the architecture vision, modernization roadmap, and target-state strategy Global Payments and Liquidity Platforms and supporting capabilities.
Drive enterprise-scale transformation initiatives involving private/public cloud adoption, platform modernization, application rationalization, API enablement, event-driven architectures, and resiliency engineering.
Lead the analysis and resolution of highly complex technology challenges requiring broad architectural expertise, innovative thinking, and cross-organizational collaboration.
Define current-state, target-state, and transition architectures that support long-term business objectives and technology modernization goals.
Influence strategic planning, investment decisions, technology roadmaps, and execution strategies to accelerate delivery of future-state capabilities.
Collaborate with senior leaders across business, product, engineering, security, risk, and operations organizations to align technology strategy with business outcomes.
Drive technology investments toward modern platforms and architectural patterns while optimizing total cost of ownership, operational efficiency, and return on investment.
Establish and govern architecture standards, design patterns, reference architectures, and technology frameworks across the portfolio.
Ensure solutions align with Wells Fargo standards, security requirements, regulatory obligations, and industry best practices.
Lead adoption of Artificial Intelligence (AI), Generative AI, intelligent automation, and advanced analytics capabilities that improve customer experience, operational efficiency, risk management, and developer productivity.
Evaluate and define AI architecture patterns, Responsible AI practices, and enterprise integration approaches for AI-enabled solutions.
Influence enterprise and vendor technology roadmaps and identify emerging technologies that provide strategic business value and competitive advantage.
Mentor and develop architects and engineering leaders while fostering a culture of innovation, technical excellence, and continuous modernization.
Define business capability maps, technology enablement strategies, and architecture roadmaps that align strategic business objectives with technology investments.
Required Qualifications 7+ years of architecture experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, or education7+ years of experience developing architecture roadmaps, modernization strategies, and implementation plans aligned to business and technology objectives5+ years of financial services experience, including exposure to payments processing, treasury services, commercial deposits, liquidity management, or related banking platforms1+ years of Global Payments and Liquidity domains, including Wire Transfer, ACH, Real-Time Payments (RTP), ISO 20022, liquidity management, commercial deposits, treasury services, payment orchestration, or related transaction-processing platforms
Desired Qualifications Experience partnering with Product Managers and Product Owners to develop product-aligned architectures and technology strategies.
Strong background in transactional systems, resiliency engineering, scalability, security, regulatory compliance, and operational…
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