Lead Analyst Decision Science

Lead Analyst Decision Science

Contract Type: Permanent

Locations: Bradford, Chatham, Petersfield, London

Working Pattern: Hybrid (usually a couple of days a week in the office). We welcome part-time and flexible arrangements and will aim to match your current flexibility.

Employment Type: Full Time

• Holidays: 25 days (rising to 30), buy/sell up to 5 days, swap up to 4 bank days
• Leave:
  Enhanced maternity (post-probation) 4 weeks, paternity and paid neonatal & carers, work abroad up to 20 days a year in approved leave, your birthday 2 paid days, volunteering access to Linked In Learning for all
• Wellbeing:
  Free Snoop Premium, Self-pay Denplan & optional Private Medical

• Lead and manage projects focused on developing predictive models and other tools for collections optimisation and fraud detection across Cards and Asset Finance customer behaviours, repayment patterns and fraud trends.
• Identify opportunities to improve collections strategies and fraud prevention.
• Develop and incorporate self-learning capabilities closely with Collections, Fraud Risk and Finance teams to translate analytical insights into actionable business.
• Support junior analysts, contributing to a culture of continuous learning and skill development.

• 5 years experience developing credit scorecards and other classification models within financial institutions.
• Proficient with Python (Pandas, Num Py, Scikit-learn, Stats models, Matplotlib) and SQL for data extraction, manipulation and analysis from relational databases.
• Strong theoretical knowledge of algorithms such as regression, tree-based methods (e.g. random forests, gradient boosting) and neural networks.
• Experience with Credit Reference Agency data and the ability to explore and utilise unconventional data sources to drive analytical insights.
• Excellent communication and stakeholder management skills, with the ability to influence non-technical audiences on model governance and regulatory standards (e.g. IFRS9, PRA).
• Exposure to cloud-based analytics with machine learning techniques for fraud and optimisation techniques (linear programming, heuristics, simulation).

IC

Vanquis Bank is an Equal Opportunity Employer. We value everyone's unique background, identity, and experience and are committed to a workplace where all colleagues can ... if you need any adjustments or support during the recruitment process please contact and we will be happy to help.