Senior Transaction Monitoring Analyst

Astra is building mission-critical infrastructure for moving money  platform processes billions in annual transaction volume with 99.9%+ uptime, powering real-time transfers, bank debits, card disbursements, and complex financial compliance systems. We provide APIs and automation tools that enable businesses to move money programmatically while maintaining strict regulatory requirements.

Astra is building mission-critical infrastructure for moving money  platform processes billions in annual transaction volume with 99.9%+ uptime, powering real-time transfers, bank debits, card disbursements, and complex financial compliance systems. We provide APIs and automation tools that enable businesses to move money programmatically while maintaining strict regulatory requirements.

Astra is an instant-payments platform powering developers and product teams across banking, BaaS, payroll, lending, crypto, and other financial services. We’re hiring a Senior Transaction Monitoring Analyst to build, operate, and improve our transaction monitoring program. You’ll design and tune monitoring rules, analyze payment activity, investigate escalated alerts, and prepare suspicious activity referrals to our sponsor banks. This is a hands‑on role for someone who pairs financial crimes expertise with technical skill: comfortable working directly in transaction data and able to independently disposition complex cases.

You’ll report to the Head of Compliance and work closely with Product, Engineering, and Operations.

• Design, build, test, and maintain monitoring rules across ACH, RTP, Fed Now, debit networks, and other payment rails.
• Develop risk‑based scenarios for typologies such as structuring, velocity anomalies, and rapid movement of funds, and close gaps in coverage.
• Translate financial crimes risks into monitoring logic and thresholds, configuring rules with Product and Engineering as needed.
• Backtest and tune rules to improve detection and reduce false positives.
• Document each rule’s rationale, configuration, testing results, and change history.

• Investigate potentially suspicious transactions and customer activity using transaction histories, customer data, and other sources.
• Document findings and dispositions with clear investigative narratives and recommendations.
• Prepare and submit suspicious activity referrals to sponsor banks, coordinating with the Head of Compliance.
• Respond to sponsor‑bank requests for information and support follow‑up reviews.
• Track alert volumes, backlogs, and case aging to keep operations timely.
• Feed investigation insights back into rules, scenarios, and workflows.

• Use SQL and other tools to query transaction data and evaluate monitoring performance.
• Analyze activity across customers, rails, and use cases to identify emerging risks and coverage gaps.
• Report on alert volumes, false‑positive rates, rule performance, and investigation outcomes.
• Recommend changes to thresholds, scenarios, and segmentation as products and customers evolve.

• Work with Product and Engineering on new monitoring capabilities, data availability, and case management workflows.
• Partner with Compliance and Operations on complex investigations, emerging risks, and escalation procedures.
• Support sponsor‑bank inquiries, audits, and examinations with documentation and analysis.
• Define monitoring requirements for new products and payment flows before launch.
• Improve internal compliance tooling through automation and operational feedback.

• 4+ years in BSA/AML, financial…