Senior BSA Analyst

Financial crimes risk is constantly evolving, and Metro needs thoughtful, detail-driven experts who can see beyond alerts and reports to understand patterns, risk, member impact, and regulatory expectations.

The Senior BSA Analyst plays a critical role in protecting Metro Credit Union, its members, and its reputation by identifying suspicious activity, strengthening BSA/AML controls, and helping the organization stay ahead of regulatory requirements.

This is more than a compliance processing role. It is an opportunity to be a trusted partner in a high-impact area of the Credit Union, where strong judgment, investigative curiosity, and sound documentation help safeguard the organization every day.

• Complex BSA/AML investigations, escalated alerts, and suspicious activity reviews
• Enhanced Due Diligence and ongoing behavioral monitoring for higher-risk members
• Accurate and timely SAR and CTR compliance workflows
• KYC record quality, documentation standards, and investigative consistency
• SOP updates, process improvements, and reference materials that support a strong compliance culture
• Cross-functional partnership with teams involved in fraud prevention, risk mitigation, and member protection

• Conduct comprehensive Enhanced Due Diligence reviews and ongoing behavioral monitoring to identify potential BSA/AML risk and support timely, informed decisions.
• Review, analyze, and resolve alerts generated by AML software, documenting findings clearly and escalating concerns when appropriate.
• Prepare and submit Suspicious Activity Reports in accordance with FinCEN requirements, ensuring filings are accurate, complete, timely, and well supported.
• Oversee Currency Transaction Report workflows within the automated compliance management system to help ensure deadlines and reporting standards are consistently met.
• Maintain accurate Know Your Customer records and support strong member due diligence practices.
• Reconcile key reports, identify missing or inconsistent information, and partner with internal teams to resolve issues that affect regulatory compliance.
• Update and author SOPs, job aids, and reference materials as regulations, systems, or internal processes evolve.
• Collaborate across departments to investigate suspicious activity, reduce fraud risk, and recommend practical corrective actions.
• Mentor new team members, reinforce best practices, and help build consistency across the Financial Crimes team.
• Participate in special projects including system upgrades, workflow enhancements, and process improvements that strengthen Metro’s BSA/AML program.

• Escalated alerts and complex investigations are handled with strong judgment, clear documentation, and timely follow-through.
• SARs, CTRs, EDD reviews, reconciliations, and KYC updates are completed accurately and within required timelines.
• SOPs and reference materials are current, practical, and easier for team members to apply consistently.
• Internal partners view you as a reliable resource for BSA/AML questions, documentation standards, and investigative next steps.
• Process improvements help the team work with greater accuracy, efficiency, and consistency.
• You are contributing to a proactive compliance culture where risks are identified early and addressed thoughtfully.

• You enjoy investigative work and can connect details, patterns, and risk indicators.
• You care about protecting members, the Credit Union, and the integrity of the financial system.
• You are comfortable working in a regulated environment where accuracy and documentation matter.
• You can balance independence with strong collaboration across teams.
• You like improving processes, clarifying expectations, and…