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Product Manager – Credit Cards

Job in Chester, Cheshire, CH1, England, UK
Listing for: Lloyds Bank plc
Full Time position
Listed on 2026-06-27
Job specializations:
  • Business
    Product Specialist, Risk Manager/Analyst, Business Analyst
Salary/Wage Range or Industry Benchmark: 60000 - 80000 GBP Yearly GBP 60000.00 80000.00 YEAR
Job Description & How to Apply Below

Job Summary

Product Manager – Credit Cards

Location: Chester, Manchester, Leeds, Birmingham, Bristol, Cardiff

Hours: Full‑time (35 hours per week)

Working Pattern: Hybrid – at least two days per week, or 40% of time, at an office site.

Responsibilities

Take ownership of discrete initiatives within the instalments product roadmap, focusing on the development, launch and optimisation of instalments features to help customers better manage spending and repayments.

Lead cross‑functional collaboration with Platform and Engineering teams, Everyday Banking and other Credit Card product teams to move ideas from concept through to scalable, compliant delivery.

Shape how instalments are designed, positioned and delivered, balancing customer value, commercial outcomes and risk while ensuring alignment to policy, risk appetite and Consumer Duty expectations.

Essential Skills
  • 3+ years’ experience in a product management role, delivering end‑to‑end products or propositions from concept through launch and optimisation.
  • Experience developing products or propositions within financial services, payments, lending or other regulated environments.
  • Proven ability to translate product strategy into clear roadmaps, priorities and executable plans.
  • Strong analytical skills, using performance data, customer insight and market trends to inform decision‑making and prioritisation.
  • Effective stakeholder management and communication skills, with the ability to engage and influence across multiple teams.
Desirable Skills
  • Experience with credit cards, instalments, payments or BNPL propositions, including proposition design or lifecycle management.
  • Experience supporting product experimentation, test‑and‑learn or iterative delivery approaches.
  • Familiarity working within regulated product, conduct and risk frameworks.
Benefits
  • A generous pension contribution of up to 15%
  • An annual performance‑related bonus
  • Share schemes including free shares
  • Benefits you can tailor to your lifestyle, such as discounted shopping
  • 30 days’ holiday, plus bank holidays
  • A range of wellbeing initiatives and generous parental leave policies
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