Product Manager – Credit Cards, Instalments

Responsibilities

• Join our Credit Cards Product Development team, supporting the growth and evolution of our Instalments proposition.
• Design and deliver customer‑centric credit card products and features.
• Focus on development, launch and optimisation of instalments features to help customers manage spending and repayments.
• Take ownership of discrete initiatives within the instalments product roadmap.
• Collaborate with Platform and Engineering teams, Everyday Banking and other Credit Card product teams.
• Ensure propositions remain aligned to policy, risk appetite and Consumer Duty expectations.

• 3+ years’ experience in a product management role, delivering end‑to‑end products or propositions from concept through launch and optimisation.
• Experience developing products or propositions within financial services, payments, lending or other regulated environments.
• Proven experience translating product strategy into clear roadmaps, priorities and executable plans.
• 3+ years’ experience working cross‑functionally with technology, engineering, operations and risk teams using agile ways of working.
• Strong analytical skills, using performance data, customer insight and market trends to inform decision‑making and prioritisation.
• Effective stakeholder management and communication skills, with the ability to engage and influence across multiple teams.
• Clear customer‑centric mindset, with a focus on delivering positive customer outcomes in line with Consumer Duty.
• Experience with credit cards, instalments, payments or BNPL propositions, including proposition design or lifecycle management (desirable).
• Experience supporting product experimentation, test‑and‑learn or iterative delivery approaches (desirable).