VP - Senior Financial Restructuring Analyst II

Overview

VP - Senior Financial Restructuring Analyst II is a senior role at Rabobank
. The position focuses on providing reliable insights into client relationships, structuring credit products, and ensuring effective risk management. Candidates will work closely with the Financial Restructuring Manager, conduct farm visits, and support the analysis of credit and operational risk for agricultural clients.

• Underwrite Loan Strategy Reports (LSR) for assigned clients, covering new requests, renewals, annual reviews, partial releases, and covenant monitoring.
• Utilize the Loan Quality Assessment (LQA) system to recommend Loan Quality Classifications (LQC) and appropriate impairment provision amounts.
• Analyze client credit and operational risk using multiple information sources, including financial statements, cash flows, tax returns, and trend analyses.
• Accompany the Financial Restructuring Manager on client farm visits and evaluations.
• Contribute to a smooth, efficient process that meets client delivery expectations.
• Manage credit/risk portfolio efficiently to minimize short‑ and long‑term risks.

• Bachelor's Degree.
• 7+ years of experience in agricultural credit or related fields.
• In-depth knowledge of short‑ and long‑term agricultural credit.
• Skilled in financial spreading, forecasting, stress testing, and risk analysis.
• Strong written and oral communication skills.
• Ability to travel regionally up to 15%.
• Legally authorized to work in the United States on a full‑time basis;
  Rabobank does not sponsor employment visas.

• Salary Target: $ – $ annually.
• Health, dental, and vision coverage effective on hire date.
• Retirement and 401(k) plan with company matching and discretionary profit sharing.
• Competitive paid time off: up to 20 days of vacation, 5 additional days, 7 sick days, and 11 U.S. holidays.
• Hybrid working model with 2–3 remote days and on‑site presence.
• Employee programs supporting community giving (Dollars for Doers, Helping Hands, Gift Matching).

Rabobank provides equal opportunity in employment to all employees and applicants and does not discriminate on the basis of race, color, creed, religion, national origin, ancestry, alienage or citizenship status, age, sex, sexual orientation, gender identity, gender expression, marital status, genetic information, medical condition, physical or mental disability, pregnancy, childbirth or related medical condition, military service or veteran status, victims of domestic violence, or any other basis protected by applicable law.

Rabobank also prohibits harassment of any individuals on any of the bases listed above.