Lending Associate

Lending Associate

Location:

Chickasha, Oklahoma

Hours:

M – F (8am to 4:30pm)

The Lending Associate is a developmental position designed to prepare future Agricultural Lenders through hands‑on experience in credit analysis, loan servicing, customer support, and agricultural lending. The position supports lenders and customers throughout the assigned region while developing the credit, servicing, relationship management, and business development skills necessary for a successful lending career.

• Performs credit analysis and underwriting support activities while progressively developing the knowledge and skills necessary to evaluate increasingly complex agricultural lending relationships.
• Analyzes financial statements, tax returns, balance sheets, cash flow projections, and other financial information.
• Assists Agricultural Lenders and Credit Team Members in the preparation of credit requests, recommendations, and supporting documentation.
• Develops knowledge of loan structuring, collateral evaluation, risk assessment, and Oklahoma AgCredit's credit philosophy.

• Assists with servicing actions including Additional Advances, Annual Loan Reviews, Renewals, Extensions, Conversions, Assumptions, Partial Releases, and Collateral Substitutions.
• Assists in the preparation, analysis, monitoring, and updating of Loan Position Reports (LPRs) and Borrowing Bases.
• Assists with preparation and updating of Personal Property Valuations (PPVs).
• Gathers and updates borrower financial information.
• Assists with covenant monitoring and documentation requirements.
• Coordinates servicing requests with Agricultural Lenders, Lending Specialists, Credit Team Members, and customers.
• Maintains accurate loan documentation and customer records.

• Participates in customer visits, farm calls, and business development activities with Agricultural Lenders.
• Assists with maintaining and strengthening customer relationships.
• Develops knowledge of Oklahoma AgCredit products and services
• Participates in agricultural, community, customer, and industry events.
• Develops an understanding of production agriculture and regional agricultural markets.

• Participates in Oklahoma AgCredit's Lending Associate Development Program.
• Receives mentoring and coaching from experienced Agricultural Lenders.
• Develops leadership, communication, analytical, and problem‑solving skills.
• Completes internal and external training programs.
• Develops knowledge of Oklahoma AgCredit systems, policies, procedures, and operational requirements.

• Attends internal and external training programs and conferences.
• Reviews credit‑related policies and procedures in Policy Tech.
• Completes required regulatory, compliance, and organizational training requirements.
• Pursues professional development opportunities related to agricultural lending and finance.

• Bachelor's degree in Agricultural Business, Agricultural Economics, Agribusiness, Finance, Accounting, Business Administration, Agricultural Education, or experience equivalent to perform the essential functions of the position.
• Or an equivalent combination of education and experience sufficient to perform the essential functions of the job.

• Knowledge of Word/Excel/PowerPoint/Outlook sufficient to create, update and save a variety of documents
• General knowledge and understanding of agriculture industry
• General knowledge of agricultural economics and agricultural business operations
• General knowledge of accounting and finance principles
• Skill in analyzing information to formulate logical and…