Bank Secrecy Act; BSA) Officer

We are seeking an experienced and motivated BSA Officer to support and oversee PNCU’s Bank Secrecy Act and Anti-Money Laundering compliance program. The ideal candidate will have BSA/AML experience within a credit union or similar financial institution, strong knowledge of applicable regulatory requirements, and excellent analytical, organizational, and communication skills. We are looking for someone who takes pride in their work, exercises sound judgment, and is ready to play an important role in supporting PNCU’s compliance program.

Polish National Credit Union stands strong as a full-service, member-owned credit union, offering a complete line of personal and business banking products and services. Since our inception in 1921, Polish National has grown to meet the needs of our communities. We proudly support the community through non-profit and educational initiatives. An important aspect of all positions at the credit union is to fulfill our mission: “To Grow Lasting Relationships to Improve People’s Lives.”

We are committed to providing fair and equitable compensation opportunities for all team members. We take pride in offering growth and professional development opportunities that support our employees’ continued success. Our compensation practices allow team members to progress through the salary range over time as they grow in their roles. The actual base pay offered will be determined based on factors including, but not limited to, a candidate’s skill, relevant experience, and work location.

• Polish National Credit Union offers an attractive compensation and benefits package, including health, dental, vision, flexible spending accounts, generous 401(k) with employer match, Student Loan Repayment Program, and tuition assistance.

Our Credit Union is an equal opportunity employer. All applicants will be considered regardless of race, color, creed, religion, sex, sexual orientation, national origin, age, marital or veteran status, medical condition, disability, genetic information, or any other legally protected status. Equal access to the hiring process, services, and employment is available to all persons.

The Bank Secrecy Act (BSA) Officer is responsible for the day-to-day administration, oversight, and ongoing effectiveness of PNCU’s Bank Secrecy Act/Anti-Money Laundering (BSA/AML) Compliance Program. The position ensures the Credit Union maintains an effective program designed to comply with applicable BSA/AML requirements, including requirements related to the Customer Identification Program (CIP), member due diligence, Currency Transaction Reports (CTRs), Suspicious Activity Reports (SARs), and the Office of Foreign Assets Control (OFAC).

The BSA Officer works closely with senior management, department leaders, employees, auditors, and examiners to identify and manage BSA/AML risk throughout the Credit Union. The position has the authority, independence, and access to resources necessary to effectively administer the BSA/AML Compliance Program and regularly communicates the status of the program to senior management.

• Administer and oversee the Credit Union’s BSA/AML Compliance Program and coordinate day-to-day compliance with applicable BSA/AML requirements.
• Maintain, review, and recommend updates to BSA/AML, CIP, OFAC, member due diligence, and related policies and procedures to ensure they remain appropriate for the Credit Union’s operations and risk profile.
• Review the BSA/AML policy at least annually and coordinate updates and Board approval as appropriate.
• Oversee the monitoring of member accounts and transactions for unusual or suspicious activity, including activity that may indicate money laundering, structuring,…