Underwriting Manager

Mortgage Underwriting Manager
Southern England(hybridmin 1 day each week in the office)
Salary to £60K +excellentbenefitsanddiscretionarybonus
Ourclientisahighlycustomerfocussedfinancialservicesproviderwhoarerecruitingfora Mortgage Underwriting Manager. You will lead and develop a small underwriting team, ensuring high performance, quality customer outcomes and compliance with credit policy, MCOB/regulatory requirements and SLAs. You will also personally manage complex and specialist mortgage cases. Therolehasflexibilityfor office presence just once a week depending on your location and will require office presence more often for the first 2 weeks.

• Leading and developing a small underwriting team, ensuring strong performance, quality and customer outcomes.
• Personally, handling complex, specialist and out-of-policy mortgage cases.
• Ensuring all lending decisions meet credit policy, MCOB/regulatory requirements and SLA targets.
• Providing technical guidance to underwriters, BDMs, brokers, mortgage advisers and wider business teams.
• Owning and maintaining underwriting processes, policies, quality controls and training.
• Supporting audits, external partners and regulatory requirements.
• Driving process improvement and operational efficiency.

• Experience as a people manager ideally within a mortgage underwriting environment.
• Strong experience in manual residential mortgage underwriting.
• Comfortable with complex/specialist lending and exercising delegated discretion.
• Strong understanding of credit risk, affordability, income assessment and property risk.
• Strong knowledge of MCOB and mortgage regulations.

Thisisagreatopportunityforanexperiencedpeople manager with strong experience in manual mortgageunderwriting. Youcanexpectasalaryofupto £60k+discretionary bonus,
generous pension,cashbackhealthschemeandmuchmore.

Ifthisrolesoundslikethenext challengeforyou,thenwelookforwardtoreceivingyourapplication.