Retail Lending Closer

Retail Lending Closer role at First Financial Bank

We do the right things, right now. We do them in a way that is relevant to our clients. Become a part of our history as it continues to be written! If you are interested and qualified for this role, we invite you to apply. The Retail Lending Closer specializes in preparing and reviewing loan and mortgage closing packages and paperwork.

This role ensures the accuracy and completeness of the documentation. The Retail Lending Closer manages through resolution any concerns, problems, and/or documentation issues. The role works closely with lending staff and is critical in ensuring necessary due diligence is completed on consumer and mortgage loan closing requests.

• Acquire knowledge of the consumer and mortgage product lines assigned to, origination systems, all applicable laws, and the bank's lending policies and procedures.
• Review loan approval, supporting documentation, and systems to determine TRID rules are met and due diligence is completed prior to preparing closing documents.
• Send closing instructions and review HUD‑1 Settlement statements to assure adherence to Regulatory and Investor guidelines for mortgage closings.
• Partner with lending staff to address any documentation deficiencies or issues prior to scheduled loan closing.
• Prepare all applicable disclosures and closing documents in accordance with company policy and guidelines.
• Maintain open lines of communications with all parties in a timely fashion.
• Verify underwriting and funding conditions are signed off on underwriting approval.
• Obtain essential documentation to prepare closing documents and disbursement of funds.

• 1-2 years of experience in consumer lending, mortgage or consumer banking preferred.
• Detail-oriented and organized with excellent communication, phone and customer service skills.
• Strong computer skills; loan industry software preferred.
• Mathematical and calculation skills needed to ensure accuracy.
• Problem solving to ensure various solutions are explored.
• Time management skills.
• Adaptability and willingness to learn.

• Prolonged periods of deskwork.
• Frequent use of computer, keyboard, phone and office equipment.
• Occasional moving within the office or to other locations within the building.
• Occasionally lifting and carrying light objects, typically up to 10‑15 pounds.
• Occasionally reaching for items on shelves or in drawers.
• Clear and effective communication in person and over the phone.
• Ability to move within an office environment.

The associate is responsible for meeting all compliance requirements imposed on First Financial Bank by State and Federal law and regulation, as well as all related First Financial Bank policies and procedures. This includes all Bank Secrecy Act, Anti‑Money Laundering, OFAC and Suspicious Activity reporting requirements, as well as all other lending and deposit compliance requirements.

$23.56 – $26.44 per hour

We have relevant, thoughtful benefits and programs that support every aspect of our associates' holistic wellbeing. Please review our Benefits Guide.

It is our policy to not discriminate against any individual in violation of federal, state, and local laws as it relates to age, race, color, religion, national origin, sex, marital status, pregnancy, gender identity, disability, sexual orientation, genetic information, veteran/military service, or any other characteristic protected by law. We are an E‑Verify Employer.

Entry level

Full‑time

Sales and Management

Banking, Financial Services, and Investment Management

Cincinnati, OH